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Single Family ResidenceResidential
$145,244$83 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2195 UNDERWOOD RD

RUSSELLVILLE, AL 35654
0
Baths
1,740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$145K
$108K low$183K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$75,244
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$60,195
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
VALLEY STATE BANK · recorded Dec 15, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$609 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,780 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$540
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,240
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.0.75
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 105 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Russellville High SchoolB-
High · Grades 9–12 · 2.9 mi
M
Russellville Middle SchoolA
Middle · Grades 6–8 · 3.0 mi
E
West Elementary SchoolC-
Elementary · Grades PK–2 · 3.2 mi

District: Russellville City School District

Neighborhood · ZIP 35654These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,551
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,949
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,437
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2195 Underwood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 72% of homes in Franklin County
  • Has a smaller lot than 71% of homes in Russellville 35654
  • Older than 73% of homes in Russellville 35654

What homes are worth in Russellville 35654

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$457K

This home is worth more than 52% of homes in Russellville 35654.

How it measures up in Russellville 35654

The dot is this home. The mark in the middle is the typical home in Russellville 35654.

Estimated value$145,244
CheaperTypical $140,935Pricier

Pricier than 52% of homes nearby

Price per ft²$83
CheaperTypical $89Pricier

Pricier than 43% of homes nearby

Living area1,740 ft²
SmallerTypical 1,506 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.75 ac
SmallerTypical 1.22 acBigger

Bigger than 29% of homes nearby

Year built1964
OlderTypical 1977Newer

Newer than 27% of homes nearby

How 2195 Underwood Rd ranks against every home in each area.
MeasureThis homeRussellville 35654Franklin County
Estimated valuepricier than$145,24452% of homes61% of homes
Price per ft²pricier than$8343% of homes50% of homes
Living areabigger than1,740 ft²68% of homes72% of homes
Lot sizebigger than0.75 ac29% of homes36% of homes
Year builtnewer than196427% of homes30% of homes

About 2195 Underwood Rd

How much is 2195 Underwood Rd, Russellville, AL worth?

The TopHap Estimate for 2195 Underwood Rd, Russellville, AL is $145,244 as of Jul 14, 2026. The likely range is $107,970 to $182,518. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 2195 Underwood Rd, Russellville, AL?

2195 Underwood Rd, Russellville, AL has 1,740 square feet of living space and a 0.75-acre lot.

When was 2195 Underwood Rd, Russellville, AL built?

2195 Underwood Rd, Russellville, AL was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 2195 Underwood Rd, Russellville, AL?

2195 Underwood Rd, Russellville, AL is assigned to Russellville High School (high), rated B-; Russellville Middle School (middle), rated A; West Elementary School (elementary), rated C-. All sit in Russellville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2195 Underwood Rd, Russellville, AL compare to other homes in Russellville 35654?

Among the 1,963 homes in Russellville 35654, it is worth more than 52% of them ($145,244 against a typical $140,935), its price per square foot is higher than 43% of them ($83 against a typical $89), it is bigger than 68% of them (1,740 ft² against a typical 1,506 ft²), its lot is bigger than 29% of them (0.75 ac against a typical 1.22 ac) and it is newer than 27% of them (1964 against a typical 1977). Measured against all of Franklin County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2195 Underwood Rd, Russellville, AL?

The 2025 property tax bill for 2195 Underwood Rd, Russellville, AL was $609. The county assessed it at $11,780.

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Assigned schools

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