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Single Family ResidenceResidential
$141,624$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2196 N LEAF RIVER RD

MOUNT MORRIS, IL 61054
0
Baths
1,922 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$142K
$127K low$156K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,024
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,019
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$81,600
STILLMAN BANCORP NA · recorded Jun 22, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
STILLMAN BANCORP NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,165 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,741 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,490
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,251
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$143,223

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOGLE
Lot (acres)The size of the land the home sits on, from county records.0.94
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oregon Elementary SchoolB
Elementary · Grades PK–6 · 4.2 mi
M
Oregon Jr/Sr High SchoolB
Middle · Grades 7–12 · 4.3 mi

District: Oregon Community Unit School District 220

Neighborhood · ZIP 61054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.3,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,827
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,760
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2196 N Leaf River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Ogle County
  • Costs less per square foot than 94% of homes in Ogle County
  • Bigger than 79% of homes in Mount Morris 61054
  • Has a bigger lot than 83% of homes in Mount Morris 61054

What homes are worth in Mount Morris 61054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$446K

This home is worth more than 45% of homes in Mount Morris 61054.

How it measures up in Mount Morris 61054

The dot is this home. The mark in the middle is the typical home in Mount Morris 61054.

Estimated value$141,624
CheaperTypical $150,091Pricier

Pricier than 45% of homes nearby

Price per ft²$74
CheaperTypical $111Pricier

Pricier than 18% of homes nearby

Living area1,922 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.94 ac
SmallerTypical 0.23 acBigger

Bigger than 83% of homes nearby

How 2196 N Leaf River Rd ranks against every home in each area.
MeasureThis homeMount Morris 61054Ogle County
Estimated valuepricier than$141,62445% of homes23% of homes
Price per ft²pricier than$7418% of homes6% of homes
Living areabigger than1,922 ft²79% of homes73% of homes
Lot sizebigger than0.94 ac83% of homes71% of homes

About 2196 N Leaf River Rd

How much is 2196 N Leaf River Rd, Mount Morris, IL worth?

The TopHap Estimate for 2196 N Leaf River Rd, Mount Morris, IL is $141,624 as of Jul 14, 2026. The likely range is $127,272 to $155,976. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2196 N Leaf River Rd, Mount Morris, IL last sell?

2196 N Leaf River Rd, Mount Morris, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2196 N Leaf River Rd, Mount Morris, IL?

2196 N Leaf River Rd, Mount Morris, IL has 1,922 square feet of living space and a 0.94-acre lot.

What schools serve 2196 N Leaf River Rd, Mount Morris, IL?

2196 N Leaf River Rd, Mount Morris, IL is assigned to Oregon Elementary School (elementary), rated B; Oregon Jr/Sr High School (middle), rated B. All sit in Oregon Community Unit School District 220. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2196 N Leaf River Rd, Mount Morris, IL compare to other homes in Mount Morris 61054?

Among the 1,290 homes in Mount Morris 61054, it is worth more than 45% of them ($141,624 against a typical $150,091), its price per square foot is higher than 18% of them ($74 against a typical $111), it is bigger than 79% of them (1,922 ft² against a typical 1,434 ft²) and its lot is bigger than 83% of them (0.94 ac against a typical 0.23 ac). Measured against all of Ogle County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2196 N Leaf River Rd, Mount Morris, IL?

The 2025 property tax bill for 2196 N Leaf River Rd, Mount Morris, IL was $3,165. The county assessed it at $47,741.

Closest homes

More homes in Mount Morris 61054

Assigned schools

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