Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,075,000$281 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $150,000 on Dec 29, 2003

21961 GARNET ST NW

ELK RIVER, MN 55330
3
Beds
3
Baths
3,826 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.95 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.1M
$927K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Dec 29, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,812 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$897,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$191,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$705,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$831,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$897,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyANOKA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.4.95
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Francis Elementary SchoolA
Elementary · Grades KG–5 · 3.9 mi
M
St. Francis Middle SchoolC+
Middle · Grades 6–8 · 4.0 mi
H
St. Francis High SchoolA-
High · Grades 9–12 · 4.7 mi

District: St. Francis Area School District

Neighborhood · ZIP 55330These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,987
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.465 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,701
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,035
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21961 Garnet St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Elk River 55330
  • Costs more per square foot than 91% of homes in Anoka County
  • Among the largest homes in Elk River 55330
  • Has a bigger lot than 96% of homes in Anoka County
  • Newer than 82% of homes in Anoka County

What homes are worth in Elk River 55330

Each bar is how many homes fall in that price range. The marker is this home.

This home
$146K$619K

This home is worth more than almost all homes in Elk River 55330.

How it measures up in Elk River 55330

The dot is this home. The mark in the middle is the typical home in Elk River 55330.

Estimated value$1,075,000
CheaperTypical $312,217Pricier

Pricier than almost all homes nearby

Price per ft²$281
CheaperTypical $228Pricier

Pricier than 74% of homes nearby

Living area3,826 ft²
SmallerTypical 1,329 ft²Bigger

Bigger than almost all homes nearby

Lot size4.95 ac
SmallerTypical 0.39 acBigger

Bigger than 91% of homes nearby

Year built2004
OlderTypical 2000Newer

Newer than 69% of homes nearby

How 21961 Garnet St Nw ranks against every home in each area.
MeasureThis homeElk River 55330Anoka County
Estimated valuepricier than$1,075,000almost all homesalmost all homes
Price per ft²pricier than$28174% of homes91% of homes
Living areabigger than3,826 ft²almost all homesalmost all homes
Lot sizebigger than4.95 ac91% of homes96% of homes
Year builtnewer than200469% of homes82% of homes

About 21961 Garnet St Nw

How much is 21961 Garnet St Nw, Elk River, MN worth?

The TopHap Estimate for 21961 Garnet St Nw, Elk River, MN is $1,075,000 as of Aug 30, 2026. The likely range is $927,078 to $1,222,922. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21961 Garnet St Nw, Elk River, MN last sell?

21961 Garnet St Nw, Elk River, MN last sold on Dec 29, 2003 for $150,000, according to the county's recorded deed.

How big is 21961 Garnet St Nw, Elk River, MN?

21961 Garnet St Nw, Elk River, MN has 3 bedrooms, 3 bathrooms, 3,826 square feet of living space and a 4.95-acre lot.

When was 21961 Garnet St Nw, Elk River, MN built?

21961 Garnet St Nw, Elk River, MN was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 21961 Garnet St Nw, Elk River, MN?

21961 Garnet St Nw, Elk River, MN is assigned to St. Francis Elementary School (elementary), rated A; St. Francis Middle School (middle), rated C+; St. Francis High School (high), rated A-. All sit in St. Francis Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21961 Garnet St Nw, Elk River, MN compare to other homes in Elk River 55330?

Among the 16,072 homes in Elk River 55330, it is worth more than almost all of them ($1,075,000 against a typical $312,217), its price per square foot is higher than 74% of them ($281 against a typical $228), it is bigger than almost all of them (3,826 ft² against a typical 1,329 ft²), its lot is bigger than 91% of them (4.95 ac against a typical 0.39 ac) and it is newer than 69% of them (2004 against a typical 2000). Measured against all of Anoka County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21961 Garnet St Nw, Elk River, MN?

The 2026 property tax bill for 21961 Garnet St Nw, Elk River, MN was $7,812. The county assessed it at $897,200.

More homes on Garnet St Nw

Closest homes

More homes in Elk River 55330

Assigned schools

Explore the area

See this home in context

Open 21961 Garnet St Nw on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map