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Single Family ResidenceResidential
$557,533$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $470,000 on Jan 3, 2023

2197 LOVE RIDGE RD

CHAPLIN, KY 40012
2
Beds
2
Baths
1,861 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20 ac
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$558K
$506K low$609K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$470,000 · Jan 3, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$308,755
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$247,004
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$248,778
UNIVERSITY/KY FEDERAL CREDIT UNION · 6.38% 1 · recorded May 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,939 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$470,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$167,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$303,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$470,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$470,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.20.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bloomfield Middle SchoolC
Middle · Grades 6–8 · 8.1 mi
E
Bloomfield Elementary SchoolC
Elementary · Grades KG–5 · 8.2 mi
H
Nelson County High SchoolB
High · Grades 9–12 · 15.1 mi

District: Nelson County School District

Neighborhood · ZIP 40012These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.128
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.505
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,711
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,489
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2197 Love Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Chaplin 40012
  • Costs more per square foot than 97% of homes in Nelson County
  • Bigger than 81% of homes in Chaplin 40012
  • Has a bigger lot than 94% of homes in Nelson County
  • Newer than 93% of homes in Chaplin 40012

What homes are worth in Chaplin 40012

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$610K

This home is worth more than 97% of homes in Chaplin 40012.

How it measures up in Chaplin 40012

The dot is this home. The mark in the middle is the typical home in Chaplin 40012.

Estimated value$557,533
CheaperTypical $185,521Pricier

Pricier than 97% of homes nearby

Price per ft²$300
CheaperTypical $144Pricier

Pricier than 95% of homes nearby

Living area1,861 ft²
SmallerTypical 1,386 ft²Bigger

Bigger than 81% of homes nearby

Lot size20 ac
SmallerTypical 1.46 acBigger

Bigger than 81% of homes nearby

Year built2013
OlderTypical 1970Newer

Newer than 93% of homes nearby

How 2197 Love Ridge Rd ranks against every home in each area.
MeasureThis homeChaplin 40012Nelson County
Estimated valuepricier than$557,53397% of homes96% of homes
Price per ft²pricier than$30095% of homes97% of homes
Living areabigger than1,861 ft²81% of homes77% of homes
Lot sizebigger than20 ac81% of homes94% of homes
Year builtnewer than201393% of homes88% of homes

About 2197 Love Ridge Rd

How much is 2197 Love Ridge Rd, Chaplin, KY worth?

The TopHap Estimate for 2197 Love Ridge Rd, Chaplin, KY is $557,533 as of Jul 14, 2026. The likely range is $506,289 to $608,777. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2197 Love Ridge Rd, Chaplin, KY last sell?

2197 Love Ridge Rd, Chaplin, KY last sold on Jan 3, 2023 for $470,000, according to the county's recorded deed.

How big is 2197 Love Ridge Rd, Chaplin, KY?

2197 Love Ridge Rd, Chaplin, KY has 2 bedrooms, 2 bathrooms, 1,861 square feet of living space and a 20.00-acre lot.

When was 2197 Love Ridge Rd, Chaplin, KY built?

2197 Love Ridge Rd, Chaplin, KY was built in 2013, making it 13 years old. The building has 1 story.

What schools serve 2197 Love Ridge Rd, Chaplin, KY?

2197 Love Ridge Rd, Chaplin, KY is assigned to Bloomfield Middle School (middle), rated C; Bloomfield Elementary School (elementary), rated C; Nelson County High School (high), rated B. All sit in Nelson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2197 Love Ridge Rd, Chaplin, KY compare to other homes in Chaplin 40012?

Among the 302 homes in Chaplin 40012, it is worth more than 97% of them ($557,533 against a typical $185,521), its price per square foot is higher than 95% of them ($300 against a typical $144), it is bigger than 81% of them (1,861 ft² against a typical 1,386 ft²), its lot is bigger than 81% of them (20 ac against a typical 1.46 ac) and it is newer than 93% of them (2013 against a typical 1970). Measured against all of Nelson County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2197 Love Ridge Rd, Chaplin, KY?

The 2025 property tax bill for 2197 Love Ridge Rd, Chaplin, KY was $4,939. The county assessed it at $470,000.

Closest homes

More homes in Chaplin 40012

Assigned schools

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