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Single Family ResidenceResidential
$741,008$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $745,000 on Nov 7, 2025

21970 SW 97TH CT

CUTLER BAY, FL 33190
4
Beds
2
Baths
2,820 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$741K
$701K low$781K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$745,000 · Nov 7, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,318 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$518,683 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$504,066
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$522,585

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIAMI-DADE
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 104 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. Edward L. Whigham Elementary SchoolB-
Elementary · Grades PK–5 · 1.1 mi
M
Cutler Bay Academy of Advanced Studies, Cutler Ridge CampusB-
Middle · Grades 6–8 · 1.7 mi
H
Miami Southridge Senior High SchoolD+
High · Grades 9–12 · 2.4 mi

District: Dade County School District

Neighborhood · ZIP 33190These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,921
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,397 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,779
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,927
Average tempThe average temperature here across a full year.75°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21970 Sw 97th Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Lakes by the Bay
  • Costs less per square foot than 80% of homes in Miami-Dade County
  • Bigger than 96% of homes in Miami 33190
  • Has a bigger lot than 95% of homes in Miami 33190
  • Older than 86% of homes in Lakes by the Bay

What homes are worth in Miami 33190

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$684K

This home is worth more than almost all homes in Miami 33190.

How it measures up in Miami 33190

The dot is this home. The mark in the middle is the typical home in Miami 33190.

Estimated value$741,008
CheaperTypical $415,440Pricier

Pricier than almost all homes nearby

Price per ft²$263
CheaperTypical $251Pricier

Pricier than 58% of homes nearby

Living area2,820 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.17 ac
SmallerTypical 3,223 ft²Bigger

Bigger than 95% of homes nearby

Year built1989
OlderTypical 2006Newer

Newer than 21% of homes nearby

How 21970 Sw 97th Ct ranks against every home in each area.
MeasureThis homeLakes by the BayMiami 33190Miami-Dade County
Estimated valuepricier than$741,008almost all homesalmost all homes78% of homes
Price per ft²pricier than$26347% of homes58% of homes20% of homes
Living areabigger than2,820 ft²95% of homes96% of homes93% of homes
Lot sizebigger than0.17 ac90% of homes95% of homes59% of homes
Year builtnewer than198914% of homes21% of homes65% of homes

About 21970 Sw 97th Ct

How much is 21970 Sw 97th Ct, Cutler Bay, FL worth?

The TopHap Estimate for 21970 Sw 97th Ct, Cutler Bay, FL is $741,008 as of Aug 30, 2026. The likely range is $700,517 to $781,499. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21970 Sw 97th Ct, Cutler Bay, FL last sell?

21970 Sw 97th Ct, Cutler Bay, FL last sold on Nov 7, 2025 for $745,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 21970 Sw 97th Ct, Cutler Bay, FL?

21970 Sw 97th Ct, Cutler Bay, FL has 4 bedrooms, 2 bathrooms, 2,820 square feet of living space and a 0.17-acre lot.

When was 21970 Sw 97th Ct, Cutler Bay, FL built?

21970 Sw 97th Ct, Cutler Bay, FL was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 21970 Sw 97th Ct, Cutler Bay, FL?

21970 Sw 97th Ct, Cutler Bay, FL is assigned to Dr. Edward L. Whigham Elementary School (elementary), rated B-; Cutler Bay Academy of Advanced Studies, Cutler Ridge Campus (middle), rated B-; Miami Southridge Senior High School (high), rated D+. All sit in Dade County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21970 Sw 97th Ct, Cutler Bay, FL compare to other homes in Miami 33190?

Among the 4,162 homes in Miami 33190, it is worth more than almost all of them ($741,008 against a typical $415,440), its price per square foot is higher than 58% of them ($263 against a typical $251), it is bigger than 96% of them (2,820 ft² against a typical 1,542 ft²), its lot is bigger than 95% of them (0.17 ac against a typical 3,223 ft²) and it is newer than 21% of them (1989 against a typical 2006). Measured against all of Miami-Dade County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21970 Sw 97th Ct, Cutler Bay, FL?

The 2025 property tax bill for 21970 Sw 97th Ct, Cutler Bay, FL was $9,318. The county assessed it at $518,683.

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