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Single Family ResidenceResidential
$1,102,997$539 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $292,900 on Nov 27, 1991

2198 MONARCH RIDGE CIR

EL CAJON, CA 92019
3
Beds
2.5
Baths
2,047 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$292,900 · Nov 27, 1991

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,906 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$528,279 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$234,467
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$293,812
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$517,921

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
17
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.34
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vista Grande Elementary SchoolB+
Elementary · Grades KG–5 · 0.5 mi
H
Valhalla High SchoolB+
High · Grades 9–12 · 0.9 mi
M
Hillsdale Middle SchoolB+
Middle · Grades 6–8 · 1.9 mi

District: Cajon Valley Union Elementary School District

Neighborhood · ZIP 92019These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.173

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.44,591
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,602 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,889
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2198 Monarch Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in El Cajon 92019
  • Costs more per square foot than 79% of homes in El Cajon 92019
  • Bigger than 74% of homes in San Diego County
  • Has a smaller lot than 66% of homes in Rancho San Diego
  • Newer than 80% of homes in Rancho San Diego

What homes are worth in El Cajon 92019

Each bar is how many homes fall in that price range. The marker is this home.

This home
$369K$1.8M

This home is worth more than 77% of homes in El Cajon 92019.

How it measures up in El Cajon 92019

The dot is this home. The mark in the middle is the typical home in El Cajon 92019.

Estimated value$1,102,997
CheaperTypical $819,865Pricier

Pricier than 77% of homes nearby

Price per ft²$539
CheaperTypical $473Pricier

Pricier than 79% of homes nearby

Living area2,047 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.34 ac
SmallerTypical 0.56 acBigger

Bigger than 38% of homes nearby

Year built1992
OlderTypical 1985Newer

Newer than 79% of homes nearby

How 2198 Monarch Ridge Cir ranks against every home in each area.
MeasureThis homeRancho San DiegoEl Cajon 92019San Diego County
Estimated valuepricier than$1,102,99767% of homes77% of homes67% of homes
Price per ft²pricier than$53978% of homes79% of homes43% of homes
Living areabigger than2,047 ft²57% of homes67% of homes74% of homes
Lot sizebigger than0.34 ac34% of homes38% of homes57% of homes
Year builtnewer than199280% of homes79% of homes66% of homes

About 2198 Monarch Ridge Cir

How much is 2198 Monarch Ridge Cir, El Cajon, CA worth?

The TopHap Estimate for 2198 Monarch Ridge Cir, El Cajon, CA is $1,102,997 as of Sep 24, 2026. The likely range is $1,019,057 to $1,186,937. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2198 Monarch Ridge Cir, El Cajon, CA last sell?

2198 Monarch Ridge Cir, El Cajon, CA last sold on Nov 27, 1991 for $292,900, according to the county's recorded deed.

How big is 2198 Monarch Ridge Cir, El Cajon, CA?

2198 Monarch Ridge Cir, El Cajon, CA has 3 bedrooms, 2.5 bathrooms, 2,047 square feet of living space and a 0.34-acre lot.

When was 2198 Monarch Ridge Cir, El Cajon, CA built?

2198 Monarch Ridge Cir, El Cajon, CA was built in 1992, making it 34 years old.

What schools serve 2198 Monarch Ridge Cir, El Cajon, CA?

2198 Monarch Ridge Cir, El Cajon, CA is assigned to Vista Grande Elementary School (elementary), rated B+; Valhalla High School (high), rated B+; Hillsdale Middle School (middle), rated B+. All sit in Cajon Valley Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2198 Monarch Ridge Cir, El Cajon, CA compare to other homes in El Cajon 92019?

Among the 12,960 homes in El Cajon 92019, it is worth more than 77% of them ($1,102,997 against a typical $819,865), its price per square foot is higher than 79% of them ($539 against a typical $473), it is bigger than 67% of them (2,047 ft² against a typical 1,648 ft²), its lot is bigger than 38% of them (0.34 ac against a typical 0.56 ac) and it is newer than 79% of them (1992 against a typical 1985). Measured against all of San Diego County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2198 Monarch Ridge Cir, El Cajon, CA?

The 2025 property tax bill for 2198 Monarch Ridge Cir, El Cajon, CA was $7,906. The county assessed it at $528,279.

More homes on Monarch Ridge Cir

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Assigned schools

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