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Single Family ResidenceResidential
$194,900$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $194,900 on Aug 5, 2026

2198 RIDGE RD

MONACA, PA 15061
2
Beds
1
Baths
1,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$195K
$190K low$199K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$194,900 · Aug 5, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$163,290
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$130,632
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$13,055
FEDERAL EMPLOYEES WEST FCU · recorded Jul 21, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$18,555
FREEDOM UNITED FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,324 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,550 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBEAVER
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 60 ft²Shed · 192 ft²Patio · 99 ft²Porch · 81 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Valley Middle SchoolC
Middle · Grades 6–8 · 0.5 mi
H
Central Valley High SchoolA-
High · Grades 9–12 · 2.2 mi
E
Center Grange Primary School
Elementary · Grades KG–2 · 2.6 mi

District: Central Valley School District

Neighborhood · ZIP 15061These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.13,125
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.709 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,980
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,137
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2198 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 72% of homes in Monaca 15061
  • Smaller than 77% of homes in Monaca 15061

What homes are worth in Monaca 15061

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$512K

This home is worth more than 41% of homes in Monaca 15061.

How it measures up in Monaca 15061

The dot is this home. The mark in the middle is the typical home in Monaca 15061.

Estimated value$194,900
CheaperTypical $216,433Pricier

Pricier than 41% of homes nearby

Price per ft²$187
CheaperTypical $162Pricier

Pricier than 72% of homes nearby

Living area1,044 ft²
SmallerTypical 1,340 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.3 ac
SmallerTypical 0.3 acBigger

Bigger than 50% of homes nearby

Year built1950
OlderTypical 1958Newer

Newer than 38% of homes nearby

How 2198 Ridge Rd ranks against every home in each area.
MeasureThis homeMonaca 15061Beaver County
Estimated valuepricier than$194,90041% of homes46% of homes
Price per ft²pricier than$18772% of homes71% of homes
Living areabigger than1,044 ft²23% of homes23% of homes
Lot sizebigger than0.3 ac50% of homes50% of homes
Year builtnewer than195038% of homes43% of homes

About 2198 Ridge Rd

How much is 2198 Ridge Rd, Monaca, PA worth?

The TopHap Estimate for 2198 Ridge Rd, Monaca, PA is $194,900 as of Jul 14, 2026. The likely range is $190,309 to $199,491. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2198 Ridge Rd, Monaca, PA last sell?

2198 Ridge Rd, Monaca, PA last sold on Aug 5, 2026 for $194,900, according to the county's recorded deed.

How big is 2198 Ridge Rd, Monaca, PA?

2198 Ridge Rd, Monaca, PA has 2 bedrooms, 1 bathrooms, 1,044 square feet of living space and a 0.30-acre lot.

When was 2198 Ridge Rd, Monaca, PA built?

2198 Ridge Rd, Monaca, PA was built in 1950, making it 76 years old. It is a conventional home. The building has 1 story.

What schools serve 2198 Ridge Rd, Monaca, PA?

2198 Ridge Rd, Monaca, PA is assigned to Central Valley Middle School (middle), rated C; Central Valley High School (high), rated A-; Center Grange Primary School (elementary). All sit in Central Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2198 Ridge Rd, Monaca, PA compare to other homes in Monaca 15061?

Among the 4,803 homes in Monaca 15061, it is worth more than 41% of them ($194,900 against a typical $216,433), its price per square foot is higher than 72% of them ($187 against a typical $162), it is bigger than 23% of them (1,044 ft² against a typical 1,340 ft²), its lot is bigger than 50% of them (0.3 ac against a typical 0.3 ac) and it is newer than 38% of them (1950 against a typical 1958). Measured against all of Beaver County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2198 Ridge Rd, Monaca, PA?

The 2026 property tax bill for 2198 Ridge Rd, Monaca, PA was $3,324. The county assessed it at $84,550.

Closest homes

More homes in Monaca 15061

Assigned schools

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