Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$459,106$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $182,700 on Jul 23, 2013

2198 RIVER RD

LINCOLNTON, NC 28092
3
Beds
2
Baths
2,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$459K
$394K low$524K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$182,700 · Jul 23, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,238 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$344,441 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,270
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$312,171
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$344,441
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$344,441

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
86
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.2.44
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lincolnton Middle SchoolC-
Middle · Grades 6–8 · 0.9 mi
H
Lincolnton High SchoolC+
High · Grades 9–12 · 2.2 mi
E
Norris S. Childers Elementary SchoolB-
Elementary · Grades PK–5 · 3.2 mi

District: Lincoln County Schools

Neighborhood · ZIP 28092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,382
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2198 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Lincolnton 28092
  • Bigger than 89% of homes in Lincolnton 28092
  • Has a bigger lot than 85% of homes in Lincoln County
  • Newer than 74% of homes in Lincolnton 28092

What homes are worth in Lincolnton 28092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$799K

This home is worth more than 86% of homes in Lincolnton 28092.

How it measures up in Lincolnton 28092

The dot is this home. The mark in the middle is the typical home in Lincolnton 28092.

Estimated value$459,106
CheaperTypical $284,379Pricier

Pricier than 86% of homes nearby

Price per ft²$195
CheaperTypical $183Pricier

Pricier than 58% of homes nearby

Living area2,352 ft²
SmallerTypical 1,462 ft²Bigger

Bigger than 89% of homes nearby

Lot size2.44 ac
SmallerTypical 0.76 acBigger

Bigger than 84% of homes nearby

Year built1999
OlderTypical 1984Newer

Newer than 74% of homes nearby

How 2198 River Rd ranks against every home in each area.
MeasureThis homeLincolnton 28092Lincoln County
Estimated valuepricier than$459,10686% of homes58% of homes
Price per ft²pricier than$19558% of homes38% of homes
Living areabigger than2,352 ft²89% of homes77% of homes
Lot sizebigger than2.44 ac84% of homes85% of homes
Year builtnewer than199974% of homes57% of homes

About 2198 River Rd

How much is 2198 River Rd, Lincolnton, NC worth?

The TopHap Estimate for 2198 River Rd, Lincolnton, NC is $459,106 as of Jul 14, 2026. The likely range is $393,737 to $524,475. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2198 River Rd, Lincolnton, NC last sell?

2198 River Rd, Lincolnton, NC last sold on Jul 23, 2013 for $182,700, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2198 River Rd, Lincolnton, NC?

2198 River Rd, Lincolnton, NC has 3 bedrooms, 2 bathrooms, 2,352 square feet of living space and a 2.44-acre lot.

When was 2198 River Rd, Lincolnton, NC built?

2198 River Rd, Lincolnton, NC was built in 1999, making it 27 years old. It is a custom design home. The building has 1 story.

What schools serve 2198 River Rd, Lincolnton, NC?

2198 River Rd, Lincolnton, NC is assigned to Lincolnton Middle School (middle), rated C-; Lincolnton High School (high), rated C+; Norris S. Childers Elementary School (elementary), rated B-. All sit in Lincoln County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2198 River Rd, Lincolnton, NC compare to other homes in Lincolnton 28092?

Among the 16,393 homes in Lincolnton 28092, it is worth more than 86% of them ($459,106 against a typical $284,379), its price per square foot is higher than 58% of them ($195 against a typical $183), it is bigger than 89% of them (2,352 ft² against a typical 1,462 ft²), its lot is bigger than 84% of them (2.44 ac against a typical 0.76 ac) and it is newer than 74% of them (1999 against a typical 1984). Measured against all of Lincoln County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2198 River Rd, Lincolnton, NC?

The 2026 property tax bill for 2198 River Rd, Lincolnton, NC was $2,238. The county assessed it at $344,441.

More homes on River Rd

Closest homes

More homes in Lincolnton 28092

Assigned schools

Explore the area

See this home in context

Open 2198 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map