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Rural ResidenceResidential
$287,849$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

21995 PRIVATE DR 3588

COOK STA, MO 65449
3
Beds
2
Baths
2,229 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$288K
$228K low$348K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,510 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,980

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPHELPS
Lot (acres)The size of the land the home sits on, from county records.10.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lucy Wortham James Elementary SchoolC+
Elementary · Grades PK–5 · 8.3 mi
H
St. James High SchoolB-
High · Grades 9–12 · 8.4 mi
M
St. James Middle SchoolC+
Middle · Grades 6–8 · 9.3 mi

District: St. James R-I School District

Neighborhood · ZIP 65449These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.473
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$47,894
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

21995 Private Dr 3588 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Phelps County
  • Costs less per square foot than 94% of homes in Cook Sta 65449
  • Bigger than 96% of homes in Cook Sta 65449
  • Has a bigger lot than 80% of homes in Phelps County

What homes are worth in Cook Sta 65449

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$531K

This home is worth more than 63% of homes in Cook Sta 65449.

How it measures up in Cook Sta 65449

The dot is this home. The mark in the middle is the typical home in Cook Sta 65449.

Estimated value$287,849
CheaperTypical $241,076Pricier

Pricier than 63% of homes nearby

Price per ft²$129
CheaperTypical $205Pricier

Pricier than 6% of homes nearby

Living area2,229 ft²
SmallerTypical 1,204 ft²Bigger

Bigger than 96% of homes nearby

Lot size10.1 ac
SmallerTypical 23.67 acBigger

Bigger than 41% of homes nearby

Year built1981
OlderTypical 1978Newer

Newer than 55% of homes nearby

How 21995 Private Dr 3588 ranks against every home in each area.
MeasureThis homeCook Sta 65449Phelps County
Estimated valuepricier than$287,84963% of homes65% of homes
Price per ft²pricier than$1296% of homes25% of homes
Living areabigger than2,229 ft²96% of homes83% of homes
Lot sizebigger than10.1 ac41% of homes80% of homes
Year builtnewer than198155% of homes52% of homes

About 21995 Private Dr 3588

How much is 21995 Private Dr 3588, Cook Sta, MO worth?

The TopHap Estimate for 21995 Private Dr 3588, Cook Sta, MO is $287,849 as of Sep 24, 2026. The likely range is $228,099 to $347,599. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 21995 Private Dr 3588, Cook Sta, MO last sell?

21995 Private Dr 3588, Cook Sta, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 21995 Private Dr 3588, Cook Sta, MO?

21995 Private Dr 3588, Cook Sta, MO has 3 bedrooms, 2 bathrooms, 2,229 square feet of living space and a 10.10-acre lot.

When was 21995 Private Dr 3588, Cook Sta, MO built?

21995 Private Dr 3588, Cook Sta, MO was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 21995 Private Dr 3588, Cook Sta, MO?

21995 Private Dr 3588, Cook Sta, MO is assigned to Lucy Wortham James Elementary School (elementary), rated C+; St. James High School (high), rated B-; St. James Middle School (middle), rated C+. All sit in St. James R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 21995 Private Dr 3588, Cook Sta, MO compare to other homes in Cook Sta 65449?

Among the 213 homes in Cook Sta 65449, it is worth more than 63% of them ($287,849 against a typical $241,076), its price per square foot is higher than 6% of them ($129 against a typical $205), it is bigger than 96% of them (2,229 ft² against a typical 1,204 ft²), its lot is bigger than 41% of them (10.1 ac against a typical 23.67 ac) and it is newer than 55% of them (1981 against a typical 1978). Measured against all of Phelps County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 21995 Private Dr 3588, Cook Sta, MO?

The 2025 property tax bill for 21995 Private Dr 3588, Cook Sta, MO was $1,510. The county assessed it at $36,200.

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