Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$990,213$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

220 RIDGE RD

OAK RIDGE, NJ 07438
0
Baths
5,013 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.84 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$990K
$888K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$497,313
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$397,850
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$342,900
BANK OF AMERICA · recorded Jan 17, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
THIRD FED'L S&L ASSN/CLEVELAND

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20,714 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$690,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$159,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$531,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$690,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$690,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jefferson Township High SchoolC-
High · Grades 9–12 · 1.9 mi
M
Jefferson Township Middle SchoolB+
Middle · Grades 6–8 · 2.0 mi
E
Cozy Lake Elementary School
Elementary · Grades 1–2 · 2.1 mi

District: Jefferson Township School District

Neighborhood · ZIP 07438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,737
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.348 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,132
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,254
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

220 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Oak Ridge 07438
  • Among the lowest price per square foot in Morris County
  • Among the largest homes in Oak Ridge 07438
  • Has a bigger lot than 96% of homes in Oak Ridge 07438
  • Newer than 97% of homes in Oak Ridge 07438

What homes are worth in Oak Ridge 07438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$869K

This home is worth more than almost all homes in Oak Ridge 07438.

How it measures up in Oak Ridge 07438

The dot is this home. The mark in the middle is the typical home in Oak Ridge 07438.

Estimated value$990,213
CheaperTypical $538,141Pricier

Pricier than almost all homes nearby

Price per ft²$198
CheaperTypical $300Pricier

Pricier than 2% of homes nearby

Living area5,013 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than almost all homes nearby

Lot size2.84 ac
SmallerTypical 0.48 acBigger

Bigger than 96% of homes nearby

Year built2003
OlderTypical 1970Newer

Newer than 97% of homes nearby

How 220 Ridge Rd ranks against every home in each area.
MeasureThis homeOak Ridge 07438Morris County
Estimated valuepricier than$990,213almost all homes78% of homes
Price per ft²pricier than$1982% of homesalmost no homes
Living areabigger than5,013 ft²almost all homes98% of homes
Lot sizebigger than2.84 ac96% of homes95% of homes
Year builtnewer than200397% of homes91% of homes

About 220 Ridge Rd

How much is 220 Ridge Rd, Oak Ridge, NJ worth?

The TopHap Estimate for 220 Ridge Rd, Oak Ridge, NJ is $990,213 as of Jul 14, 2026. The likely range is $888,432 to $1,091,994. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 220 Ridge Rd, Oak Ridge, NJ last sell?

220 Ridge Rd, Oak Ridge, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

When was 220 Ridge Rd, Oak Ridge, NJ built?

220 Ridge Rd, Oak Ridge, NJ was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 220 Ridge Rd, Oak Ridge, NJ?

220 Ridge Rd, Oak Ridge, NJ is assigned to Jefferson Township High School (high), rated C-; Jefferson Township Middle School (middle), rated B+; Cozy Lake Elementary School (elementary). All sit in Jefferson Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 220 Ridge Rd, Oak Ridge, NJ compare to other homes in Oak Ridge 07438?

Among the 3,831 homes in Oak Ridge 07438, it is worth more than almost all of them ($990,213 against a typical $538,141), its price per square foot is higher than 2% of them ($198 against a typical $300), it is bigger than almost all of them (5,013 ft² against a typical 1,824 ft²), its lot is bigger than 96% of them (2.84 ac against a typical 0.48 ac) and it is newer than 97% of them (2003 against a typical 1970). Measured against all of Morris County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 220 Ridge Rd, Oak Ridge, NJ?

The 2024 property tax bill for 220 Ridge Rd, Oak Ridge, NJ was $20,714. The county assessed it at $690,000.

Closest homes

More homes in Oak Ridge 07438

Assigned schools

Explore the area

See this home in context

Open 220 Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map