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Single Family ResidenceResidential
$145,208$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $145,000 on Jun 5, 2024

220 SPRUCE ST

ELYRIA, OH 44035
4
Beds
1.5
Baths
1,374 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$145K
$129K low$161K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Jun 5, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,118 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,837 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,615
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,222
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,390

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyLORAIN
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 54 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westwood Elementary SchoolD+
Elementary · Grades KG–4 · 1.3 mi
M
Westwood Middle SchoolD
Middle · Grades 5–8 · 1.3 mi
H
Elyria High SchoolD+
High · Grades 9–12 · 1.6 mi

District: Elyria City School District

Neighborhood · ZIP 44035These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.65,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,841
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,410
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

220 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Lorain County
  • Costs less per square foot than 84% of homes in Lorain County
  • Smaller than 67% of homes in Lorain County
  • Has a smaller lot than 75% of homes in Lorain County
  • Older than 86% of homes in Lorain County

What homes are worth in Elyria 44035

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$430K

This home is worth more than 32% of homes in Elyria 44035.

How it measures up in Elyria 44035

The dot is this home. The mark in the middle is the typical home in Elyria 44035.

Estimated value$145,208
CheaperTypical $181,805Pricier

Pricier than 32% of homes nearby

Price per ft²$106
CheaperTypical $136Pricier

Pricier than 24% of homes nearby

Living area1,374 ft²
SmallerTypical 1,402 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 35% of homes nearby

Year built1928
OlderTypical 1958Newer

Newer than 19% of homes nearby

How 220 Spruce St ranks against every home in each area.
MeasureThis homeElyria 44035Lorain County
Estimated valuepricier than$145,20832% of homes19% of homes
Price per ft²pricier than$10624% of homes16% of homes
Living areabigger than1,374 ft²48% of homes33% of homes
Lot sizebigger than0.15 ac35% of homes25% of homes
Year builtnewer than192819% of homes14% of homes

About 220 Spruce St

How much is 220 Spruce St, Elyria, OH worth?

The TopHap Estimate for 220 Spruce St, Elyria, OH is $145,208 as of Sep 24, 2026. The likely range is $129,420 to $160,996. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 220 Spruce St, Elyria, OH last sell?

220 Spruce St, Elyria, OH last sold on Jun 5, 2024 for $145,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 220 Spruce St, Elyria, OH?

220 Spruce St, Elyria, OH has 4 bedrooms, 1.5 bathrooms, 1,374 square feet of living space and a 0.15-acre lot.

When was 220 Spruce St, Elyria, OH built?

220 Spruce St, Elyria, OH was built in 1928, making it 98 years old. It is a cape cod home. The building has 1 story.

What schools serve 220 Spruce St, Elyria, OH?

220 Spruce St, Elyria, OH is assigned to Westwood Elementary School (elementary), rated D+; Westwood Middle School (middle), rated D; Elyria High School (high), rated D+. All sit in Elyria City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 220 Spruce St, Elyria, OH compare to other homes in Elyria 44035?

Among the 21,643 homes in Elyria 44035, it is worth more than 32% of them ($145,208 against a typical $181,805), its price per square foot is higher than 24% of them ($106 against a typical $136), it is bigger than 48% of them (1,374 ft² against a typical 1,402 ft²), its lot is bigger than 35% of them (0.15 ac against a typical 0.18 ac) and it is newer than 19% of them (1928 against a typical 1958). Measured against all of Lorain County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 220 Spruce St, Elyria, OH?

The 2025 property tax bill for 220 Spruce St, Elyria, OH was $2,118. The county assessed it at $42,837.

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