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Single Family ResidenceResidential
$260,446$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $257,000 on May 1, 2026

220 TERRACE DR

INDEPENDENCE, IA 50644
3
Beds
4.5
Baths
1,242 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$260K
$252K low$269K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$257,000 · May 1, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,390 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$205,280 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$170,030
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$205,280

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Elementary School
Elementary · Grades KG–2 · 1.4 mi
M
Independence Junior Senior High SchoolC
Middle · Grades 7–12 · 1.9 mi

District: Independence Community School District

Neighborhood · ZIP 50644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,940
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,980
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

220 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Buchanan County
  • Costs more per square foot than 78% of homes in Buchanan County
  • Smaller than 66% of homes in Buchanan County

What homes are worth in Independence 50644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$642K

This home is worth more than 65% of homes in Independence 50644.

How it measures up in Independence 50644

The dot is this home. The mark in the middle is the typical home in Independence 50644.

Estimated value$260,446
CheaperTypical $210,634Pricier

Pricier than 65% of homes nearby

Price per ft²$210
CheaperTypical $157Pricier

Pricier than 75% of homes nearby

Living area1,242 ft²
SmallerTypical 1,425 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.31 ac
SmallerTypical 0.31 acBigger

Bigger than 52% of homes nearby

Year built1975
OlderTypical 1962Newer

Newer than 61% of homes nearby

How 220 Terrace Dr ranks against every home in each area.
MeasureThis homeIndependence 50644Buchanan County
Estimated valuepricier than$260,44665% of homes67% of homes
Price per ft²pricier than$21075% of homes78% of homes
Living areabigger than1,242 ft²36% of homes34% of homes
Lot sizebigger than0.31 ac52% of homes42% of homes
Year builtnewer than197561% of homes62% of homes

About 220 Terrace Dr

How much is 220 Terrace Dr, Independence, IA worth?

The TopHap Estimate for 220 Terrace Dr, Independence, IA is $260,446 as of Aug 30, 2026. The likely range is $251,994 to $268,898. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 220 Terrace Dr, Independence, IA last sell?

220 Terrace Dr, Independence, IA last sold on May 1, 2026 for $257,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 220 Terrace Dr, Independence, IA?

220 Terrace Dr, Independence, IA has 3 bedrooms, 4.5 bathrooms, 1,242 square feet of living space and a 0.31-acre lot.

When was 220 Terrace Dr, Independence, IA built?

220 Terrace Dr, Independence, IA was built in 1975, making it 51 years old. It is a split foyer home.

What schools serve 220 Terrace Dr, Independence, IA?

220 Terrace Dr, Independence, IA is assigned to East Elementary School (elementary); Independence Junior Senior High School (middle), rated C. All sit in Independence Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 220 Terrace Dr, Independence, IA compare to other homes in Independence 50644?

Among the 3,658 homes in Independence 50644, it is worth more than 65% of them ($260,446 against a typical $210,634), its price per square foot is higher than 75% of them ($210 against a typical $157), it is bigger than 36% of them (1,242 ft² against a typical 1,425 ft²), its lot is bigger than 52% of them (0.31 ac against a typical 0.31 ac) and it is newer than 61% of them (1975 against a typical 1962). Measured against all of Buchanan County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 220 Terrace Dr, Independence, IA?

The 2025 property tax bill for 220 Terrace Dr, Independence, IA was $3,390. The county assessed it at $205,280.

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