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Single Family ResidenceResidential
$29,259$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 53How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

220 WATER ST

OTO, IA 51044
2
Beds
1
Baths
576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$29K
$15K low$43K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$280 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,680 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,630
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,490
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$21,680

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWOODBURY
Lot (acres)The size of the land the home sits on, from county records.0.58
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 80 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Anthon Elementary SchoolB-
Elementary · Grades PK–5 · 6.8 mi
M
Mvao Middle SchoolA-
Middle · Grades 6–8 · 6.8 mi
H
Maple Valley-Anthon Oto High SchoolC
High · Grades 9–12 · 10.2 mi

District: Maple Valley-Anthon Oto Community School District

Neighborhood · ZIP 51044These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.171
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.311
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,714
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,826
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

220 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Woodbury County
  • Costs less per square foot than 98% of homes in Woodbury County
  • Among the smallest homes in Woodbury County
  • Has a bigger lot than 85% of homes in Woodbury County
  • Older than 82% of homes in Woodbury County

What homes are worth in Oto 51044

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$347K

This home is worth more than 3% of homes in Oto 51044.

How it measures up in Oto 51044

The dot is this home. The mark in the middle is the typical home in Oto 51044.

Estimated value$29,259
CheaperTypical $110,108Pricier

Pricier than 3% of homes nearby

Price per ft²$51
CheaperTypical $72Pricier

Pricier than 23% of homes nearby

Living area576 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.59 ac
SmallerTypical 2.09 acBigger

Bigger than 42% of homes nearby

Year built1910
OlderTypical 1927Newer

Newer than 35% of homes nearby

How 220 Water St ranks against every home in each area.
MeasureThis homeOto 51044Woodbury County
Estimated valuepricier than$29,2593% of homesalmost no homes
Price per ft²pricier than$5123% of homes2% of homes
Living areabigger than576 ft²2% of homesalmost no homes
Lot sizebigger than0.59 ac42% of homes85% of homes
Year builtnewer than191035% of homes18% of homes

About 220 Water St

How much is 220 Water St, Oto, IA worth?

The TopHap Estimate for 220 Water St, Oto, IA is $29,259 as of Sep 24, 2026. The likely range is $15,488 to $43,030. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 220 Water St, Oto, IA last sell?

220 Water St, Oto, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 220 Water St, Oto, IA?

220 Water St, Oto, IA has 2 bedrooms, 1 bathrooms, 576 square feet of living space and a 0.58-acre lot.

When was 220 Water St, Oto, IA built?

220 Water St, Oto, IA was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 220 Water St, Oto, IA?

220 Water St, Oto, IA is assigned to Anthon Elementary School (elementary), rated B-; Mvao Middle School (middle), rated A-; Maple Valley-Anthon Oto High School (high), rated C. All sit in Maple Valley-Anthon Oto Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 220 Water St, Oto, IA compare to other homes in Oto 51044?

Among the 114 homes in Oto 51044, it is worth more than 3% of them ($29,259 against a typical $110,108), its price per square foot is higher than 23% of them ($51 against a typical $72), it is bigger than 2% of them (576 ft² against a typical 1,456 ft²), its lot is bigger than 42% of them (0.59 ac against a typical 2.09 ac) and it is newer than 35% of them (1910 against a typical 1927). Measured against all of Woodbury County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 220 Water St, Oto, IA?

The 2025 property tax bill for 220 Water St, Oto, IA was $280. The county assessed it at $21,680.

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