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Single Family ResidenceResidential
$231,498$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $83,000 on May 15, 2018

2204 SPENCER AVE

CHATTANOOGA, TN 37421
1.5
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$231K
$223K low$240K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$83,000 · May 15, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$853 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$225,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMILTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Tyner AcademyC+
High · Grades 9–12 · 1.6 mi
M
Tyner Middle AcademyC-
Middle · Grades 6–8 · 1.6 mi
E
Bess T. Shepherd Elementary SchoolC
Elementary · Grades KG–5 · 1.7 mi

District: Hamilton County School District

Neighborhood · ZIP 37421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.143

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.55,644
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,818 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,720
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2204 Spencer Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Chattanooga 37421
  • Smaller than 92% of homes in Chattanooga 37421
  • Older than 92% of homes in Chattanooga 37421

What homes are worth in Chattanooga 37421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$919K

This home is worth more than 8% of homes in Chattanooga 37421.

How it measures up in Chattanooga 37421

The dot is this home. The mark in the middle is the typical home in Chattanooga 37421.

Estimated value$231,498
CheaperTypical $368,362Pricier

Pricier than 8% of homes nearby

Price per ft²$201
CheaperTypical $196Pricier

Pricier than 56% of homes nearby

Living area1,152 ft²
SmallerTypical 1,901 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.32 ac
SmallerTypical 0.36 acBigger

Bigger than 40% of homes nearby

Year built1956
OlderTypical 1988Newer

Newer than 8% of homes nearby

How 2204 Spencer Ave ranks against every home in each area.
MeasureThis homeHickory Valley / Hamilton PlaceChattanooga 37421Hamilton County
Estimated valuepricier than$231,49810% of homes8% of homes20% of homes
Price per ft²pricier than$20156% of homes56% of homes50% of homes
Living areabigger than1,152 ft²10% of homes8% of homes17% of homes
Lot sizebigger than0.32 ac47% of homes40% of homes39% of homes
Year builtnewer than19569% of homes8% of homes24% of homes

About 2204 Spencer Ave

How much is 2204 Spencer Ave, Chattanooga, TN worth?

The TopHap Estimate for 2204 Spencer Ave, Chattanooga, TN is $231,498 as of Sep 24, 2026. The likely range is $223,033 to $239,963. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2204 Spencer Ave, Chattanooga, TN last sell?

2204 Spencer Ave, Chattanooga, TN last sold on May 15, 2018 for $83,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2204 Spencer Ave, Chattanooga, TN?

2204 Spencer Ave, Chattanooga, TN has 1.5 bathrooms, 1,152 square feet of living space and a 0.32-acre lot.

When was 2204 Spencer Ave, Chattanooga, TN built?

2204 Spencer Ave, Chattanooga, TN was built in 1956, making it 70 years old. It is a ranch home. The building has 1 story.

What schools serve 2204 Spencer Ave, Chattanooga, TN?

2204 Spencer Ave, Chattanooga, TN is assigned to Tyner Academy (high), rated C+; Tyner Middle Academy (middle), rated C-; Bess T. Shepherd Elementary School (elementary), rated C. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2204 Spencer Ave, Chattanooga, TN compare to other homes in Chattanooga 37421?

Among the 16,254 homes in Chattanooga 37421, it is worth more than 8% of them ($231,498 against a typical $368,362), its price per square foot is higher than 56% of them ($201 against a typical $196), it is bigger than 8% of them (1,152 ft² against a typical 1,901 ft²), its lot is bigger than 40% of them (0.32 ac against a typical 0.36 ac) and it is newer than 8% of them (1956 against a typical 1988). Measured against all of Hamilton County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2204 Spencer Ave, Chattanooga, TN?

The 2025 property tax bill for 2204 Spencer Ave, Chattanooga, TN was $853. The county assessed it at $56,300.

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