Skip to content
Skip to content
TopHapOpen in map
Duplex (2 Units, Any Combination)Residential
Last sold for $85,900 on May 8, 2009

2207 CUMBERLAND ST

ROCKFORD, IL 61103
4
Beds
2
Baths
3,220 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,900 · May 8, 2009
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,600
ALPINE BANK & TRUST CO · E · recorded May 15, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,306 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,767 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,623
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,144
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$43,765
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,301

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Alley

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Welsh Elementary SchoolD+
Elementary · Grades KG–5 · 1.0 mi
M
West Middle SchoolD
Middle · Grades 6–8 · 1.5 mi
H
Guilford High SchoolD
High · Grades 9–12 · 3.1 mi

District: Rockford School District 205

Neighborhood · ZIP 61103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.23,056
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,345 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,596
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,328
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2207 Cumberland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 95% of homes in Rockford 61103
  • Has a smaller lot than 84% of homes in Winnebago County
  • Older than 87% of homes in Winnebago County

How it measures up in Rockford 61103

The dot is this home. The mark in the middle is the typical home in Rockford 61103.

Living area3,220 ft²
SmallerTypical 1,563 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 38% of homes nearby

Year built1929
OlderTypical 1940Newer

Newer than 37% of homes nearby

How 2207 Cumberland St ranks against every home in each area.
MeasureThis homeEdgewaterRockford 61103Winnebago County
Living areabigger than3,220 ft²91% of homes95% of homes94% of homes
Lot sizebigger than0.17 ac29% of homes38% of homes16% of homes
Year builtnewer than192953% of homes37% of homes13% of homes

About 2207 Cumberland St

When did 2207 Cumberland St, Rockford, IL last sell?

2207 Cumberland St, Rockford, IL last sold on May 8, 2009 for $85,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2207 Cumberland St, Rockford, IL?

2207 Cumberland St, Rockford, IL has 4 bedrooms, 2 bathrooms, 3,220 square feet of living space and a 0.17-acre lot.

When was 2207 Cumberland St, Rockford, IL built?

2207 Cumberland St, Rockford, IL was built in 1929, making it 97 years old. It is a colonial home. The building has 2 stories.

What schools serve 2207 Cumberland St, Rockford, IL?

2207 Cumberland St, Rockford, IL is assigned to Welsh Elementary School (elementary), rated D+; West Middle School (middle), rated D; Guilford High School (high), rated D. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2207 Cumberland St, Rockford, IL compare to other homes in Rockford 61103?

Among the 7,542 homes in Rockford 61103, it is bigger than 95% of them (3,220 ft² against a typical 1,563 ft²), its lot is bigger than 38% of them (0.17 ac against a typical 0.17 ac) and it is newer than 37% of them (1929 against a typical 1940). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2207 Cumberland St, Rockford, IL?

The 2025 property tax bill for 2207 Cumberland St, Rockford, IL was $4,306. The county assessed it at $48,767.

More homes on Cumberland St

Closest homes

More homes in Rockford 61103

Assigned schools

Explore the area

See this home in context

Open 2207 Cumberland St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map