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Single Family ResidenceResidential
$341,869$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $26,500 on Jan 17, 2020

221 BLACK RIVER RD

STEPHENTOWN, NY 12169
3
Beds
1
Baths
1,350 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$342K
$310K low$374K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$26,500 · Jan 17, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,315 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$140,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,799

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.100 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.8.32
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Berlin Middle School/High SchoolC+
Middle · Grades 6–12 · 5.0 mi
E
Berlin Elementary SchoolB-
Elementary · Grades PK–5 · 8.0 mi

District: Berlin Central School District

Neighborhood · ZIP 12169These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.518
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,753
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,333
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

221 Black River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Stephentown 12169
  • Costs more per square foot than 89% of homes in Stephentown 12169
  • Smaller than 70% of homes in Rensselaer County
  • Has a bigger lot than 91% of homes in Rensselaer County
  • Among the newest homes in Stephentown 12169

What homes are worth in Stephentown 12169

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$638K

This home is worth more than 73% of homes in Stephentown 12169.

How it measures up in Stephentown 12169

The dot is this home. The mark in the middle is the typical home in Stephentown 12169.

Estimated value$341,869
CheaperTypical $261,690Pricier

Pricier than 73% of homes nearby

Price per ft²$253
CheaperTypical $177Pricier

Pricier than 89% of homes nearby

Living area1,350 ft²
SmallerTypical 1,552 ft²Bigger

Bigger than 37% of homes nearby

Lot size8.32 ac
SmallerTypical 4.19 acBigger

Bigger than 67% of homes nearby

Year built2023
OlderTypical 1968Newer

Newer than almost all homes nearby

How 221 Black River Rd ranks against every home in each area.
MeasureThis homeStephentown 12169Rensselaer County
Estimated valuepricier than$341,86973% of homes61% of homes
Price per ft²pricier than$25389% of homes82% of homes
Living areabigger than1,350 ft²37% of homes30% of homes
Lot sizebigger than8.32 ac67% of homes91% of homes
Year builtnewer than2023almost all homesalmost all homes

About 221 Black River Rd

How much is 221 Black River Rd, Stephentown, NY worth?

The TopHap Estimate for 221 Black River Rd, Stephentown, NY is $341,869 as of Aug 30, 2026. The likely range is $310,019 to $373,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 221 Black River Rd, Stephentown, NY last sell?

221 Black River Rd, Stephentown, NY last sold on Jan 17, 2020 for $26,500, according to the county's recorded deed.

How big is 221 Black River Rd, Stephentown, NY?

221 Black River Rd, Stephentown, NY has 3 bedrooms, 1 bathrooms, 1,350 square feet of living space and a 8.32-acre lot.

When was 221 Black River Rd, Stephentown, NY built?

221 Black River Rd, Stephentown, NY was built in 2023, making it 3 years old. It is a cape cod home. The building has 1 story.

What schools serve 221 Black River Rd, Stephentown, NY?

221 Black River Rd, Stephentown, NY is assigned to Berlin Middle School/High School (middle), rated C+; Berlin Elementary School (elementary), rated B-. All sit in Berlin Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 221 Black River Rd, Stephentown, NY compare to other homes in Stephentown 12169?

Among the 222 homes in Stephentown 12169, it is worth more than 73% of them ($341,869 against a typical $261,690), its price per square foot is higher than 89% of them ($253 against a typical $177), it is bigger than 37% of them (1,350 ft² against a typical 1,552 ft²), its lot is bigger than 67% of them (8.32 ac against a typical 4.19 ac) and it is newer than almost all of them (2023 against a typical 1968). Measured against all of Rensselaer County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 221 Black River Rd, Stephentown, NY?

The 2025 property tax bill for 221 Black River Rd, Stephentown, NY was $4,315. The county assessed it at $175,000.

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