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Single Family ResidenceResidential
$369,567
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

221 RIVER RD

SPRUCE PINE, NC 28777
0
Baths
1.27 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$370K
$288K low$451K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,038 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$292,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$318,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMITCHELL
Lot (acres)The size of the land the home sits on, from county records.1.27
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mitchell High SchoolD
High · Grades 9–12 · 2.8 mi
E
Greenlee Primary School
Elementary · Grades PK–2 · 4.5 mi

District: Mitchell County Schools

Neighborhood · ZIP 28777These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,203
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

221 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Mitchell County

What homes are worth in Spruce Pine 28777

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$750K

This home is worth more than 80% of homes in Spruce Pine 28777.

How it measures up in Spruce Pine 28777

The dot is this home. The mark in the middle is the typical home in Spruce Pine 28777.

Estimated value$369,567
CheaperTypical $218,420Pricier

Pricier than 80% of homes nearby

Lot size1.27 ac
SmallerTypical 1 acBigger

Bigger than 60% of homes nearby

How 221 River Rd ranks against every home in each area.
MeasureThis homeSpruce Pine 28777Mitchell County
Estimated valuepricier than$369,56780% of homes83% of homes
Lot sizebigger than1.27 ac60% of homes49% of homes

About 221 River Rd

How much is 221 River Rd, Spruce Pine, NC worth?

The TopHap Estimate for 221 River Rd, Spruce Pine, NC is $369,567 as of Aug 30, 2026. The likely range is $287,987 to $451,147. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 221 River Rd, Spruce Pine, NC last sell?

221 River Rd, Spruce Pine, NC last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 221 River Rd, Spruce Pine, NC?

221 River Rd, Spruce Pine, NC is assigned to Mitchell High School (high), rated D; Greenlee Primary School (elementary). All sit in Mitchell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 221 River Rd, Spruce Pine, NC compare to other homes in Spruce Pine 28777?

Among the 4,967 homes in Spruce Pine 28777, it is worth more than 80% of them ($369,567 against a typical $218,420) and its lot is bigger than 60% of them (1.27 ac against a typical 1 ac). Measured against all of Mitchell County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 221 River Rd, Spruce Pine, NC?

The 2026 property tax bill for 221 River Rd, Spruce Pine, NC was $2,038. The county assessed it at $318,400.

More homes on River Rd

Closest homes

More homes in Spruce Pine 28777

Assigned schools

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See this home in context

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