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Single Family ResidenceResidential
$455,968$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $420,000 on May 26, 2023

221 RIVER REACH DR

SWANSBORO, NC 28584
3
Beds
3 / 1
Baths
1,701 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$456K
$395K low$517K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$420,000 · May 26, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,901 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$288,607 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,607
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$288,607
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$288,607

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyOnslow
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swansboro Elementary SchoolA-
Elementary · Grades KG–5 · 1.7 mi
M
Swansboro Middle SchoolB-
Middle · Grades 6–8 · 2.1 mi
H
Swansboro High SchoolA-
High · Grades 9–12 · 2.3 mi

District: Onslow County Schools

Neighborhood · ZIP 28584These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.183 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,145
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,367
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

221 River Reach Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Onslow County
  • Costs more per square foot than 90% of homes in Onslow County
  • Older than 75% of homes in Swansboro 28584

What homes are worth in Swansboro 28584

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$1.3M

This home is worth more than 57% of homes in Swansboro 28584.

How it measures up in Swansboro 28584

The dot is this home. The mark in the middle is the typical home in Swansboro 28584.

Estimated value$455,968
CheaperTypical $424,127Pricier

Pricier than 57% of homes nearby

Price per ft²$268
CheaperTypical $234Pricier

Pricier than 68% of homes nearby

Living area1,701 ft²
SmallerTypical 1,768 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.48 ac
SmallerTypical 0.47 acBigger

Bigger than 52% of homes nearby

Year built1987
OlderTypical 2002Newer

Newer than 25% of homes nearby

How 221 River Reach Dr ranks against every home in each area.
MeasureThis homeSwansboro 28584Onslow County
Estimated valuepricier than$455,96857% of homes87% of homes
Price per ft²pricier than$26868% of homes90% of homes
Living areabigger than1,701 ft²48% of homes57% of homes
Lot sizebigger than0.48 ac52% of homes59% of homes
Year builtnewer than198725% of homes34% of homes

About 221 River Reach Dr

How much is 221 River Reach Dr, Swansboro, NC worth?

The TopHap Estimate for 221 River Reach Dr, Swansboro, NC is $455,968 as of Jul 14, 2026. The likely range is $395,344 to $516,592. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 221 River Reach Dr, Swansboro, NC last sell?

221 River Reach Dr, Swansboro, NC last sold on May 26, 2023 for $420,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 221 River Reach Dr, Swansboro, NC?

221 River Reach Dr, Swansboro, NC has 3 bedrooms, 3 bathrooms, 1,701 square feet of living space and a 0.48-acre lot.

When was 221 River Reach Dr, Swansboro, NC built?

221 River Reach Dr, Swansboro, NC was built in 1987, making it 39 years old. It is a contemporary home. The building has 2 stories.

What schools serve 221 River Reach Dr, Swansboro, NC?

221 River Reach Dr, Swansboro, NC is assigned to Swansboro Elementary School (elementary), rated A-; Swansboro Middle School (middle), rated B-; Swansboro High School (high), rated A-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 221 River Reach Dr, Swansboro, NC compare to other homes in Swansboro 28584?

Among the 7,167 homes in Swansboro 28584, it is worth more than 57% of them ($455,968 against a typical $424,127), its price per square foot is higher than 68% of them ($268 against a typical $234), it is bigger than 48% of them (1,701 ft² against a typical 1,768 ft²), its lot is bigger than 52% of them (0.48 ac against a typical 0.47 ac) and it is newer than 25% of them (1987 against a typical 2002). Measured against all of Onslow County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 221 River Reach Dr, Swansboro, NC?

The 2025 property tax bill for 221 River Reach Dr, Swansboro, NC was $2,901. The county assessed it at $288,607.

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