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Single Family ResidenceResidential
$812,508$238 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $784,334 on Jun 28, 2024

2220 RUFFINS RESERVE WAY

FREDERICKSBURG, VA 22408
6
Beds
5 / 2
Baths
3,410 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$813K
$764K low$861K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$784,334 · Jun 28, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,209 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$706,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$185,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$521,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$626,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$706,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySPOTSYLVANIA
Lot (acres)The size of the land the home sits on, from county records.0.35
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cedar Forest Elementary SchoolC-
Elementary · Grades PK–5 · 3.1 mi
H
Massaponax High SchoolC
High · Grades 9–12 · 6.5 mi
M
Thornburg Middle SchoolD
Middle · Grades 6–8 · 7.9 mi

District: Spotsylvania County Public Schools

Neighborhood · ZIP 22408These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.35,616
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.688 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,686
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,478
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2220 Ruffins Reserve Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Fredericksburg 22408
  • Bigger than 97% of homes in Fredericksburg 22408
  • Has a bigger lot than 65% of homes in Fredericksburg 22408
  • Newer than 98% of homes in Fredericksburg 22408

What homes are worth in Fredericksburg 22408

Each bar is how many homes fall in that price range. The marker is this home.

This home
$250K$817K

This home is worth more than 98% of homes in Fredericksburg 22408.

How it measures up in Fredericksburg 22408

The dot is this home. The mark in the middle is the typical home in Fredericksburg 22408.

Estimated value$812,508
CheaperTypical $452,199Pricier

Pricier than 98% of homes nearby

Price per ft²$238
CheaperTypical $248Pricier

Pricier than 41% of homes nearby

Living area3,410 ft²
SmallerTypical 1,764 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.35 ac
SmallerTypical 0.26 acBigger

Bigger than 65% of homes nearby

Year built2024
OlderTypical 1999Newer

Newer than 98% of homes nearby

How 2220 Ruffins Reserve Way ranks against every home in each area.
MeasureThis homeFredericksburg 22408Spotsylvania County
Estimated valuepricier than$812,50898% of homes93% of homes
Price per ft²pricier than$23841% of homes38% of homes
Living areabigger than3,410 ft²97% of homes94% of homes
Lot sizebigger than0.35 ac65% of homes43% of homes
Year builtnewer than202498% of homes98% of homes

About 2220 Ruffins Reserve Way

How much is 2220 Ruffins Reserve Way, Fredericksburg, VA worth?

The TopHap Estimate for 2220 Ruffins Reserve Way, Fredericksburg, VA is $812,508 as of Oct 21, 2026. The likely range is $763,657 to $861,359. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2220 Ruffins Reserve Way, Fredericksburg, VA last sell?

2220 Ruffins Reserve Way, Fredericksburg, VA last sold on Jun 28, 2024 for $784,334, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 2220 Ruffins Reserve Way, Fredericksburg, VA?

2220 Ruffins Reserve Way, Fredericksburg, VA has 6 bedrooms, 5 bathrooms, 3,410 square feet of living space and a 0.35-acre lot.

When was 2220 Ruffins Reserve Way, Fredericksburg, VA built?

2220 Ruffins Reserve Way, Fredericksburg, VA was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 2220 Ruffins Reserve Way, Fredericksburg, VA?

2220 Ruffins Reserve Way, Fredericksburg, VA is assigned to Cedar Forest Elementary School (elementary), rated C-; Massaponax High School (high), rated C; Thornburg Middle School (middle), rated D. All sit in Spotsylvania County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2220 Ruffins Reserve Way, Fredericksburg, VA compare to other homes in Fredericksburg 22408?

Among the 10,974 homes in Fredericksburg 22408, it is worth more than 98% of them ($812,508 against a typical $452,199), its price per square foot is higher than 41% of them ($238 against a typical $248), it is bigger than 97% of them (3,410 ft² against a typical 1,764 ft²), its lot is bigger than 65% of them (0.35 ac against a typical 0.26 ac) and it is newer than 98% of them (2024 against a typical 1999). Measured against all of Spotsylvania County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2220 Ruffins Reserve Way, Fredericksburg, VA?

The 2026 property tax bill for 2220 Ruffins Reserve Way, Fredericksburg, VA was $5,209. The county assessed it at $706,500.

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