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Duplex (2 Units, Any Combination)Residential
Last sold for $400,000 on Aug 4, 1998

223 MONTEREY AVE

CAPITOLA, CA 95010
3
Beds
2
Baths
1,749 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,657 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Aug 4, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,705 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,563,767 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,193,720
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$370,047
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,533,104

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
2
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountySANTA CRUZ
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(29)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
New Brighton Middle SchoolB+
Middle · Grades 6–8 · 0.4 mi
H
Soquel High SchoolB+
High · Grades 9–12 · 1.3 mi
E
Main Street Elementary SchoolA-
Elementary · Grades KG–5 · 1.3 mi

District: Soquel Elementary School District

Neighborhood · ZIP 95010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.401

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.9,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,595 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,833
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,679
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

223 Monterey Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 78% of homes in Capitola 95010
  • Has a smaller lot than 84% of homes in Santa Cruz County
  • Older than 97% of homes in Capitola 95010

How it measures up in Capitola 95010

The dot is this home. The mark in the middle is the typical home in Capitola 95010.

Living area1,749 ft²
SmallerTypical 1,237 ft²Bigger

Bigger than 78% of homes nearby

Lot size2,657 ft²
SmallerTypical 3,006 ft²Bigger

Bigger than 44% of homes nearby

Year built1920
OlderTypical 1973Newer

Newer than 3% of homes nearby

How 223 Monterey Ave ranks against every home in each area.
MeasureThis homeCapitola 95010Santa Cruz County
Living areabigger than1,749 ft²78% of homes61% of homes
Lot sizebigger than2,657 ft²44% of homes16% of homes
Year builtnewer than19203% of homes5% of homes

About 223 Monterey Ave

When did 223 Monterey Ave, Capitola, CA last sell?

223 Monterey Ave, Capitola, CA last sold on Aug 4, 1998 for $400,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 223 Monterey Ave, Capitola, CA?

223 Monterey Ave, Capitola, CA has 3 bedrooms, 2 bathrooms, 1,749 square feet of living space and a 0.06-acre lot.

When was 223 Monterey Ave, Capitola, CA built?

223 Monterey Ave, Capitola, CA was built in 1920, making it 106 years old. It is a duplex single home.

What schools serve 223 Monterey Ave, Capitola, CA?

223 Monterey Ave, Capitola, CA is assigned to New Brighton Middle School (middle), rated B+; Soquel High School (high), rated B+; Main Street Elementary School (elementary), rated A-. All sit in Soquel Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 223 Monterey Ave, Capitola, CA compare to other homes in Capitola 95010?

Among the 3,818 homes in Capitola 95010, it is bigger than 78% of them (1,749 ft² against a typical 1,237 ft²), its lot is bigger than 44% of them (2,657 ft² against a typical 3,006 ft²) and it is newer than 3% of them (1920 against a typical 1973). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 223 Monterey Ave, Capitola, CA?

The 2025 property tax bill for 223 Monterey Ave, Capitola, CA was $19,705. The county assessed it at $1,563,767.

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