Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$150,900
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $43,000 on Oct 21, 1997

2231 UNION ST

RAMEY, PA 16671
0
Baths
4.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.

Valuation

$151K
$112K low$190K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$43,000 · Oct 21, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,100
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$33,680
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$108,800
FIRST COMMONWEALTH BANK · recorded Oct 28, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,434 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$84,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLEARFIELD
Lot (acres)The size of the land the home sits on, from county records.4.65
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Moshannon Valley Elementary SchoolA-
Elementary · Grades KG–6 · 1.8 mi
M
Moshannon Valley Junior/Senior High SchoolC+
Middle · Grades 7–12 · 2.0 mi

District: Moshannon Valley School District

Neighborhood · ZIP 16671These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.28
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,912
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,825
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2231 Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 95% of homes in Ramey 16671
  • Older than 91% of homes in Clearfield County

What homes are worth in Ramey 16671

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$375K

This home is worth more than 62% of homes in Ramey 16671.

How it measures up in Ramey 16671

The dot is this home. The mark in the middle is the typical home in Ramey 16671.

Estimated value$150,900
CheaperTypical $126,296Pricier

Pricier than 62% of homes nearby

Lot size4.65 ac
SmallerTypical 0.57 acBigger

Bigger than 95% of homes nearby

Year built1890
OlderTypical 1923Newer

Newer than 18% of homes nearby

How 2231 Union St ranks against every home in each area.
MeasureThis homeRamey 16671Clearfield County
Estimated valuepricier than$150,90062% of homes61% of homes
Lot sizebigger than4.65 ac95% of homes89% of homes
Year builtnewer than189018% of homes9% of homes

About 2231 Union St

How much is 2231 Union St, Ramey, PA worth?

The TopHap Estimate for 2231 Union St, Ramey, PA is $150,900 as of Jul 14, 2026. The likely range is $112,127 to $189,673. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2231 Union St, Ramey, PA last sell?

2231 Union St, Ramey, PA last sold on Oct 21, 1997 for $43,000, according to the county's recorded deed.

When was 2231 Union St, Ramey, PA built?

2231 Union St, Ramey, PA was built in 1890, making it 136 years old.

What schools serve 2231 Union St, Ramey, PA?

2231 Union St, Ramey, PA is assigned to Moshannon Valley Elementary School (elementary), rated A-; Moshannon Valley Junior/Senior High School (middle), rated C+. All sit in Moshannon Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2231 Union St, Ramey, PA compare to other homes in Ramey 16671?

Among the 256 homes in Ramey 16671, it is worth more than 62% of them ($150,900 against a typical $126,296), its lot is bigger than 95% of them (4.65 ac against a typical 0.57 ac) and it is newer than 18% of them (1890 against a typical 1923). Measured against all of Clearfield County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2231 Union St, Ramey, PA?

The 2026 property tax bill for 2231 Union St, Ramey, PA was $1,434. The county assessed it at $21,200.

Closest homes

More homes in Ramey 16671

Assigned schools

Explore the area

See this home in context

Open 2231 Union St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map