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Single Family ResidenceResidential
$655,668$621 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

22403 FERN CT

COLD SPRING, MN 56320
3
Beds
0
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1997
Year BuiltThe year the home was originally built, according to county records.

Valuation

$656K
$479K low$833K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$194 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,100 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$20,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 336 ft²Shed · 80 ft²

Neighborhood · ZIP 56320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,250
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,675
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,390
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

22403 Fern Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Stearns County
  • Among the highest price per square foot in Stearns County
  • Smaller than 84% of homes in Cold Spring 56320
  • Newer than 70% of homes in Stearns County

What homes are worth in Cold Spring 56320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$855K

This home is worth more than 94% of homes in Cold Spring 56320.

How it measures up in Cold Spring 56320

The dot is this home. The mark in the middle is the typical home in Cold Spring 56320.

Estimated value$655,668
CheaperTypical $336,652Pricier

Pricier than 94% of homes nearby

Price per ft²$621
CheaperTypical $236Pricier

Pricier than almost all homes nearby

Living area1,056 ft²
SmallerTypical 1,412 ft²Bigger

Bigger than 16% of homes nearby

Year built1997
OlderTypical 1986Newer

Newer than 68% of homes nearby

How 22403 Fern Ct ranks against every home in each area.
MeasureThis homeCold Spring 56320Stearns County
Estimated valuepricier than$655,66894% of homes97% of homes
Price per ft²pricier than$621almost all homesalmost all homes
Living areabigger than1,056 ft²16% of homes21% of homes
Year builtnewer than199768% of homes70% of homes

About 22403 Fern Ct

How much is 22403 Fern Ct, Cold Spring, MN worth?

The TopHap Estimate for 22403 Fern Ct, Cold Spring, MN is $655,668 as of Sep 24, 2026. The likely range is $478,695 to $832,641. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 22403 Fern Ct, Cold Spring, MN last sell?

22403 Fern Ct, Cold Spring, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 22403 Fern Ct, Cold Spring, MN?

22403 Fern Ct, Cold Spring, MN has 3 bedrooms and 1,056 square feet of living space.

When was 22403 Fern Ct, Cold Spring, MN built?

22403 Fern Ct, Cold Spring, MN was built in 1997, making it 29 years old. It is a mobile home home.

How does 22403 Fern Ct, Cold Spring, MN compare to other homes in Cold Spring 56320?

Among the 3,440 homes in Cold Spring 56320, it is worth more than 94% of them ($655,668 against a typical $336,652), its price per square foot is higher than almost all of them ($621 against a typical $236), it is bigger than 16% of them (1,056 ft² against a typical 1,412 ft²) and it is newer than 68% of them (1997 against a typical 1986). Measured against all of Stearns County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 22403 Fern Ct, Cold Spring, MN?

The 2025 property tax bill for 22403 Fern Ct, Cold Spring, MN was $194. The county assessed it at $20,100.

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