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Single Family ResidenceResidential
$961,603$691 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $510,000 on Oct 25, 2013

22646 RIVER RIDGE RD

BOZMAN, MD 21612
2
Baths
1,392 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$962K
$892K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$510,000 · Oct 25, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$590,103
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$472,082
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$371,500
CALIBER HOME LOANS INC · recorded Oct 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,254 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$587,433 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$572,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$617,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.70 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.48%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTALBOT
Lot (acres)The size of the land the home sits on, from county records.7.63
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 328 ft²Porch · 160 ft²Boat access

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Michaels Elementary SchoolC
Elementary · Grades PK–5 · 4.2 mi
M
St. Michaels Middle/High SchoolC
Middle · Grades 6–12 · 4.3 mi

District: Talbot County Public Schools

Neighborhood · ZIP 21612These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.174
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.56%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.552
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,542
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,526
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

22646 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Talbot County
  • Costs more per square foot than 95% of homes in Talbot County
  • Smaller than 81% of homes in Bozman 21612
  • Has a bigger lot than 92% of homes in Talbot County
  • Older than 89% of homes in Talbot County

What homes are worth in Bozman 21612

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$3.8M

This home is worth more than 50% of homes in Bozman 21612.

How it measures up in Bozman 21612

The dot is this home. The mark in the middle is the typical home in Bozman 21612.

Estimated value$961,603
CheaperTypical $971,589Pricier

Pricier than 50% of homes nearby

Price per ft²$691
CheaperTypical $455Pricier

Pricier than 82% of homes nearby

Living area1,392 ft²
SmallerTypical 2,142 ft²Bigger

Bigger than 19% of homes nearby

Lot size7.64 ac
SmallerTypical 2.45 acBigger

Bigger than 86% of homes nearby

Year built1900
OlderTypical 1976Newer

Newer than 19% of homes nearby

How 22646 River Ridge Rd ranks against every home in each area.
MeasureThis homeBozman 21612Talbot County
Estimated valuepricier than$961,60350% of homes79% of homes
Price per ft²pricier than$69182% of homes95% of homes
Living areabigger than1,392 ft²19% of homes23% of homes
Lot sizebigger than7.64 ac86% of homes92% of homes
Year builtnewer than190019% of homes11% of homes

About 22646 River Ridge Rd

How much is 22646 River Ridge Rd, Bozman, MD worth?

The TopHap Estimate for 22646 River Ridge Rd, Bozman, MD is $961,603 as of Jul 14, 2026. The likely range is $891,697 to $1,031,509. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 22646 River Ridge Rd, Bozman, MD last sell?

22646 River Ridge Rd, Bozman, MD last sold on Oct 25, 2013 for $510,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 22646 River Ridge Rd, Bozman, MD?

22646 River Ridge Rd, Bozman, MD has 2 bathrooms, 1,392 square feet of living space and a 7.63-acre lot.

When was 22646 River Ridge Rd, Bozman, MD built?

22646 River Ridge Rd, Bozman, MD was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 22646 River Ridge Rd, Bozman, MD?

22646 River Ridge Rd, Bozman, MD is assigned to St. Michaels Elementary School (elementary), rated C; St. Michaels Middle/High School (middle), rated C. All sit in Talbot County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 22646 River Ridge Rd, Bozman, MD compare to other homes in Bozman 21612?

Among the 344 homes in Bozman 21612, it is worth more than 50% of them ($961,603 against a typical $971,589), its price per square foot is higher than 82% of them ($691 against a typical $455), it is bigger than 19% of them (1,392 ft² against a typical 2,142 ft²), its lot is bigger than 86% of them (7.64 ac against a typical 2.45 ac) and it is newer than 19% of them (1900 against a typical 1976). Measured against all of Talbot County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 22646 River Ridge Rd, Bozman, MD?

The 2025 property tax bill for 22646 River Ridge Rd, Bozman, MD was $5,254. The county assessed it at $587,433.

Closest homes

More homes in Bozman 21612

Assigned schools

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