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Single Family ResidenceResidential
$445,887$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $375,000 on Mar 18, 2022

228 RANCHERO DR

HAMEL, IL 62046
1
Beds
3
Baths
1,772 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$446K
$426K low$466K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Mar 18, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,732
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,786
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$356,155
BANK OF SPRINGFIELD · 4.18% · recorded Mar 18, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,089 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,290 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,530
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$123,760
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$125,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$414,870

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
12
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hamel Elementary School
Elementary · Grades KG–2 · 0.6 mi
M
Liberty Middle SchoolA
Middle · Grades 6–8 · 8.9 mi
H
Edwardsville High SchoolB
High · Grades 9–12 · 10.1 mi

District: Edwardsville Community Unit School District 7

Neighborhood · ZIP 62046These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.75
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.98 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,937
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,410
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

228 Ranchero Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Hamel 62046
  • Costs more per square foot than 84% of homes in Hamel 62046
  • Bigger than 88% of homes in Madison County
  • Has a smaller lot than 69% of homes in Hamel 62046
  • Among the newest homes in Madison County

What homes are worth in Hamel 62046

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$497K

This home is worth more than 94% of homes in Hamel 62046.

How it measures up in Hamel 62046

The dot is this home. The mark in the middle is the typical home in Hamel 62046.

Estimated value$445,887
CheaperTypical $288,381Pricier

Pricier than 94% of homes nearby

Price per ft²$252
CheaperTypical $198Pricier

Pricier than 84% of homes nearby

Living area1,772 ft²
SmallerTypical 1,442 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.25 ac
SmallerTypical 0.28 acBigger

Bigger than 31% of homes nearby

Year built2022
OlderTypical 1992Newer

Newer than 98% of homes nearby

How 228 Ranchero Dr ranks against every home in each area.
MeasureThis homeHamel 62046Madison County
Estimated valuepricier than$445,88794% of homes92% of homes
Price per ft²pricier than$25284% of homes82% of homes
Living areabigger than1,772 ft²87% of homes88% of homes
Lot sizebigger than0.25 ac31% of homes50% of homes
Year builtnewer than202298% of homesalmost all homes

About 228 Ranchero Dr

How much is 228 Ranchero Dr, Hamel, IL worth?

The TopHap Estimate for 228 Ranchero Dr, Hamel, IL is $445,887 as of Jul 14, 2026. The likely range is $426,119 to $465,655. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 228 Ranchero Dr, Hamel, IL last sell?

228 Ranchero Dr, Hamel, IL last sold on Mar 18, 2022 for $375,000, according to the county's recorded deed.

How big is 228 Ranchero Dr, Hamel, IL?

228 Ranchero Dr, Hamel, IL has 1 bedrooms, 3 bathrooms, 1,772 square feet of living space and a 0.25-acre lot.

When was 228 Ranchero Dr, Hamel, IL built?

228 Ranchero Dr, Hamel, IL was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 228 Ranchero Dr, Hamel, IL?

228 Ranchero Dr, Hamel, IL is assigned to Hamel Elementary School (elementary); Liberty Middle School (middle), rated A; Edwardsville High School (high), rated B. All sit in Edwardsville Community Unit School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 228 Ranchero Dr, Hamel, IL compare to other homes in Hamel 62046?

Among the 372 homes in Hamel 62046, it is worth more than 94% of them ($445,887 against a typical $288,381), its price per square foot is higher than 84% of them ($252 against a typical $198), it is bigger than 87% of them (1,772 ft² against a typical 1,442 ft²), its lot is bigger than 31% of them (0.25 ac against a typical 0.28 ac) and it is newer than 98% of them (2022 against a typical 1992). Measured against all of Madison County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 228 Ranchero Dr, Hamel, IL?

The 2025 property tax bill for 228 Ranchero Dr, Hamel, IL was $9,089. The county assessed it at $138,290.

Closest homes

More homes in Hamel 62046

Assigned schools

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