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Single Family ResidentialResidential
$94,783$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

228 S ELM

EMMA, MO 65327
4
Beds
1
Baths
816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$95K
$91K low$98K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$598 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,380 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,228
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$49,370

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLAFAYETTE
Lot (acres)The size of the land the home sits on, from county records.0.53
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 400 ft²Porch · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Concordia High SchoolB-
Middle · Grades 7–12 · 4.1 mi
E
Concordia Elementary SchoolC-
Elementary · Grades PK–6 · 4.5 mi

District: Concordia R-Ii School District

Neighborhood · ZIP 65327These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,976
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,988
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

228 S Elm measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Lafayette County
  • Costs less per square foot than 90% of homes in Lafayette County
  • Smaller than 94% of homes in Lafayette County
  • Older than 91% of homes in Lafayette County

What homes are worth in Lafayette County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$488K

This home is worth more than 3% of homes in Lafayette County.

How it measures up in Lafayette County

The dot is this home. The mark in the middle is the typical home in Lafayette County.

Estimated value$94,783
CheaperTypical $255,330Pricier

Pricier than 3% of homes nearby

Price per ft²$116
CheaperTypical $183Pricier

Pricier than 10% of homes nearby

Living area816 ft²
SmallerTypical 1,388 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.53 ac
SmallerTypical 0.5 acBigger

Bigger than 52% of homes nearby

Year built1901
OlderTypical 1968Newer

Newer than 9% of homes nearby

How 228 S Elm ranks against every home in each area.
MeasureThis homeLafayette County
Estimated valuepricier than$94,7833% of homes
Price per ft²pricier than$11610% of homes
Living areabigger than816 ft²6% of homes
Lot sizebigger than0.53 ac52% of homes
Year builtnewer than19019% of homes

About 228 S Elm

How much is 228 S Elm, Emma, MO worth?

The TopHap Estimate for 228 S Elm, Emma, MO is $94,783 as of Sep 24, 2026. The likely range is $91,134 to $98,432. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 228 S Elm, Emma, MO last sell?

228 S Elm, Emma, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 228 S Elm, Emma, MO?

228 S Elm, Emma, MO has 4 bedrooms, 1 bathrooms, 816 square feet of living space and a 0.53-acre lot.

When was 228 S Elm, Emma, MO built?

228 S Elm, Emma, MO was built in 1901, making it 125 years old. The building has 1 story.

What schools serve 228 S Elm, Emma, MO?

228 S Elm, Emma, MO is assigned to Concordia High School (middle), rated B-; Concordia Elementary School (elementary), rated C-. All sit in Concordia R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 228 S Elm, Emma, MO compare to other homes in Lafayette County?

Among the 12,652 homes in Lafayette County, it is worth more than 3% of them ($94,783 against a typical $255,330), its price per square foot is higher than 10% of them ($116 against a typical $183), it is bigger than 6% of them (816 ft² against a typical 1,388 ft²), its lot is bigger than 52% of them (0.53 ac against a typical 0.5 ac) and it is newer than 9% of them (1901 against a typical 1968). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 228 S Elm, Emma, MO?

The 2025 property tax bill for 228 S Elm, Emma, MO was $598. The county assessed it at $9,380.

More homes on S Elm

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More homes in Emma 65327

Assigned schools

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