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Residential (General/Single)Residential
$84,457$85 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $10,000 on Dec 29, 2021

228 WATER ST

UTICA, PA 16362
2
Beds
2 / 1
Baths
988 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$84K
$61K low$108K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$10,000 · Dec 29, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,320 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,460
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,210
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,670

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.160 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyVenango
Lot (acres)The size of the land the home sits on, from county records.0.15
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Franklin Area Middle School
Middle · Grades 7–8 · 6.7 mi
E
Central Elementary SchoolB
Elementary · Grades KG–6 · 6.8 mi
H
Franklin Area High SchoolC
High · Grades 9–12 · 7.0 mi

District: Franklin Area School District

Neighborhood · ZIP 16362These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,103
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,438
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

228 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Utica 16362
  • Costs less per square foot than 86% of homes in Utica 16362
  • Smaller than 73% of homes in Venango County
  • Has a smaller lot than 98% of homes in Utica 16362
  • Older than 78% of homes in Utica 16362

What homes are worth in Utica 16362

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$588K

This home is worth more than 11% of homes in Utica 16362.

How it measures up in Utica 16362

The dot is this home. The mark in the middle is the typical home in Utica 16362.

Estimated value$84,457
CheaperTypical $196,990Pricier

Pricier than 11% of homes nearby

Price per ft²$85
CheaperTypical $134Pricier

Pricier than 14% of homes nearby

Living area988 ft²
SmallerTypical 1,188 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.15 ac
SmallerTypical 3.4 acBigger

Bigger than 2% of homes nearby

Year built1900
OlderTypical 1970Newer

Newer than 22% of homes nearby

How 228 Water St ranks against every home in each area.
MeasureThis homeUtica 16362Venango County
Estimated valuepricier than$84,45711% of homes23% of homes
Price per ft²pricier than$8514% of homes37% of homes
Living areabigger than988 ft²37% of homes27% of homes
Lot sizebigger than0.15 ac2% of homes19% of homes
Year builtnewer than190022% of homes28% of homes

About 228 Water St

How much is 228 Water St, Utica, PA worth?

The TopHap Estimate for 228 Water St, Utica, PA is $84,457 as of Aug 30, 2026. The likely range is $60,961 to $107,953. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 228 Water St, Utica, PA last sell?

228 Water St, Utica, PA last sold on Dec 29, 2021 for $10,000, according to the county's recorded deed.

How big is 228 Water St, Utica, PA?

228 Water St, Utica, PA has 2 bedrooms, 2 bathrooms, 988 square feet of living space and a 0.15-acre lot.

When was 228 Water St, Utica, PA built?

228 Water St, Utica, PA was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 228 Water St, Utica, PA?

228 Water St, Utica, PA is assigned to Franklin Area Middle School (middle); Central Elementary School (elementary), rated B; Franklin Area High School (high), rated C. All sit in Franklin Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 228 Water St, Utica, PA compare to other homes in Utica 16362?

Among the 778 homes in Utica 16362, it is worth more than 11% of them ($84,457 against a typical $196,990), its price per square foot is higher than 14% of them ($85 against a typical $134), it is bigger than 37% of them (988 ft² against a typical 1,188 ft²), its lot is bigger than 2% of them (0.15 ac against a typical 3.4 ac) and it is newer than 22% of them (1900 against a typical 1970). Measured against all of Venango County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 228 Water St, Utica, PA?

The 2025 property tax bill for 228 Water St, Utica, PA was $1,320. The county assessed it at $47,670.

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