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Single Family ResidenceResidential
$630,434$451 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 45How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2286 STATE ROUTE 2226

ISLAND, KY 42350
2
Beds
1
Baths
1,398 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
33.28 ac
Lot SizeThe size of the land the home sits on, from county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$630K
$284K low$977K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$630,434
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$504,347

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,104 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$126,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.74
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
61
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
Lot (acres)The size of the land the home sits on, from county records.33.28
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marie Gatton Phillips Elementary SchoolC
Elementary · Grades PK–5 · 4.6 mi
M
McLean County Middle SchoolB+
Middle · Grades 6–8 · 7.0 mi
H
McLean County High SchoolC
High · Grades 9–12 · 7.0 mi

District: McLean County School District

Neighborhood · ZIP 42350These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,393
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2286 State Route 2226 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Island 42350
  • Costs more per square foot than 97% of homes in Island 42350
  • Bigger than 73% of homes in Island 42350
  • Has a bigger lot than 94% of homes in Island 42350

What homes are worth in Island 42350

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$307K

This home is worth more than almost all homes in Island 42350.

How it measures up in Island 42350

The dot is this home. The mark in the middle is the typical home in Island 42350.

Estimated value$630,434
CheaperTypical $101,987Pricier

Pricier than almost all homes nearby

Price per ft²$451
CheaperTypical $109Pricier

Pricier than 97% of homes nearby

Living area1,398 ft²
SmallerTypical 994 ft²Bigger

Bigger than 73% of homes nearby

Lot size33.28 ac
SmallerTypical 1.48 acBigger

Bigger than 94% of homes nearby

How 2286 State Route 2226 ranks against every home in each area.
MeasureThis homeIsland 42350McLean County
Estimated valuepricier than$630,434almost all homesalmost all homes
Price per ft²pricier than$45197% of homes95% of homes
Living areabigger than1,398 ft²73% of homes68% of homes
Lot sizebigger than33.28 ac94% of homes92% of homes

About 2286 State Route 2226

How much is 2286 State Route 2226, Island, KY worth?

The TopHap Estimate for 2286 State Route 2226, Island, KY is $630,434 as of Jul 14, 2026. The likely range is $283,725 to $977,143. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2286 State Route 2226, Island, KY last sell?

2286 State Route 2226, Island, KY last sold on Jul 28, 2011, according to the county's recorded deed.

How big is 2286 State Route 2226, Island, KY?

2286 State Route 2226, Island, KY has 2 bedrooms, 1 bathrooms, 1,398 square feet of living space and a 33.28-acre lot.

What schools serve 2286 State Route 2226, Island, KY?

2286 State Route 2226, Island, KY is assigned to Marie Gatton Phillips Elementary School (elementary), rated C; McLean County Middle School (middle), rated B+; McLean County High School (high), rated C. All sit in McLean County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2286 State Route 2226, Island, KY compare to other homes in Island 42350?

Among the 726 homes in Island 42350, it is worth more than almost all of them ($630,434 against a typical $101,987), its price per square foot is higher than 97% of them ($451 against a typical $109), it is bigger than 73% of them (1,398 ft² against a typical 994 ft²) and its lot is bigger than 94% of them (33.28 ac against a typical 1.48 ac). Measured against all of McLean County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2286 State Route 2226, Island, KY?

The 2025 property tax bill for 2286 State Route 2226, Island, KY was $1,104. The county assessed it at $150,000.

Closest homes

More homes in Island 42350

Assigned schools

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