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Single Family ResidenceResidential
$293,011$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $220,000 on Nov 26, 2019

22989 N OSWEGO DR

CUBA, IL 61427
0
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.

Valuation

$293K
$287K low$299K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Nov 26, 2019

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,730 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,920
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,398

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFULTON
Lot (acres)The size of the land the home sits on, from county records.0.53
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cuba Elementary SchoolB-
Elementary · Grades PK–6 · 2.7 mi
M
Cuba Middle-High SchoolD+
Middle · Grades 7–12 · 3.4 mi

District: Fulton County Community Unit School District 3

Neighborhood · ZIP 61427These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.2,004
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,848
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,473
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

22989 N Oswego Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Fulton County
  • Costs more per square foot than 96% of homes in Fulton County
  • Bigger than 77% of homes in Fulton County
  • Has a smaller lot than 86% of homes in Wee-Ma-Tuk
  • Newer than 92% of homes in Fulton County

What homes are worth in Cuba 61427

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$461K

This home is worth more than 89% of homes in Cuba 61427.

How it measures up in Cuba 61427

The dot is this home. The mark in the middle is the typical home in Cuba 61427.

Estimated value$293,011
CheaperTypical $119,953Pricier

Pricier than 89% of homes nearby

Price per ft²$209
CheaperTypical $162Pricier

Pricier than 76% of homes nearby

Living area1,400 ft²
SmallerTypical 1,376 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.53 ac
SmallerTypical 0.4 acBigger

Bigger than 57% of homes nearby

Year built2005
OlderTypical 1973Newer

Newer than 82% of homes nearby

How 22989 N Oswego Dr ranks against every home in each area.
MeasureThis homeWee-Ma-TukCuba 61427Fulton County
Estimated valuepricier than$293,01157% of homes89% of homes97% of homes
Price per ft²pricier than$20963% of homes76% of homes96% of homes
Living areabigger than1,400 ft²45% of homes54% of homes77% of homes
Lot sizebigger than0.53 ac14% of homes57% of homes73% of homes
Year builtnewer than200587% of homes82% of homes92% of homes

About 22989 N Oswego Dr

How much is 22989 N Oswego Dr, Cuba, IL worth?

The TopHap Estimate for 22989 N Oswego Dr, Cuba, IL is $293,011 as of Aug 30, 2026. The likely range is $287,038 to $298,984. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 22989 N Oswego Dr, Cuba, IL last sell?

22989 N Oswego Dr, Cuba, IL last sold on Nov 26, 2019 for $220,000, according to the county's recorded deed.

How big is 22989 N Oswego Dr, Cuba, IL?

22989 N Oswego Dr, Cuba, IL has 1,400 square feet of living space and a 0.53-acre lot.

When was 22989 N Oswego Dr, Cuba, IL built?

22989 N Oswego Dr, Cuba, IL was built in 2005, making it 21 years old.

What schools serve 22989 N Oswego Dr, Cuba, IL?

22989 N Oswego Dr, Cuba, IL is assigned to Cuba Elementary School (elementary), rated B-; Cuba Middle-High School (middle), rated D+. All sit in Fulton County Community Unit School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 22989 N Oswego Dr, Cuba, IL compare to other homes in Cuba 61427?

Among the 938 homes in Cuba 61427, it is worth more than 89% of them ($293,011 against a typical $119,953), its price per square foot is higher than 76% of them ($209 against a typical $162), it is bigger than 54% of them (1,400 ft² against a typical 1,376 ft²), its lot is bigger than 57% of them (0.53 ac against a typical 0.4 ac) and it is newer than 82% of them (2005 against a typical 1973). Measured against all of Fulton County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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