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Duplex (2 Units, Any Combination)Residential
Last sold for $130,000 on Nov 16, 2018

23 BANK ST

WARE, MA 01082
4
Beds
2
Baths
3,018 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Nov 16, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,372 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$223,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Two Family
CountyHampshire
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stanley M Koziol Elementary SchoolC-
Elementary · Grades PK–3 · 1.2 mi
M
Ware Junior/Senior High SchoolD+
Middle · Grades 7–12 · 1.4 mi

District: Ware School District

Neighborhood · ZIP 01082These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,149
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,275
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,912
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Bank St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 92% of homes in Hampshire County
  • Has a smaller lot than 77% of homes in Hampshire County
  • Older than 94% of homes in Hampshire County

How it measures up in Ware 01082

The dot is this home. The mark in the middle is the typical home in Ware 01082.

Living area3,018 ft²
SmallerTypical 1,732 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.31 ac
SmallerTypical 0.52 acBigger

Bigger than 30% of homes nearby

Year built1880
OlderTypical 1966Newer

Newer than 12% of homes nearby

How 23 Bank St ranks against every home in each area.
MeasureThis homeWare 01082Hampshire County
Living areabigger than3,018 ft²91% of homes92% of homes
Lot sizebigger than0.31 ac30% of homes23% of homes
Year builtnewer than188012% of homes6% of homes

About 23 Bank St

When did 23 Bank St, Ware, MA last sell?

23 Bank St, Ware, MA last sold on Nov 16, 2018 for $130,000, according to the county's recorded deed.

How big is 23 Bank St, Ware, MA?

23 Bank St, Ware, MA has 4 bedrooms, 2 bathrooms, 3,018 square feet of living space and a 0.31-acre lot.

When was 23 Bank St, Ware, MA built?

23 Bank St, Ware, MA was built in 1880, making it 146 years old. It is a two family home. The building has 2 stories.

What schools serve 23 Bank St, Ware, MA?

23 Bank St, Ware, MA is assigned to Stanley M Koziol Elementary School (elementary), rated C-; Ware Junior/Senior High School (middle), rated D+. All sit in Ware School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Bank St, Ware, MA compare to other homes in Ware 01082?

Among the 3,605 homes in Ware 01082, it is bigger than 91% of them (3,018 ft² against a typical 1,732 ft²), its lot is bigger than 30% of them (0.31 ac against a typical 0.52 ac) and it is newer than 12% of them (1880 against a typical 1966). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Bank St, Ware, MA?

The 2025 property tax bill for 23 Bank St, Ware, MA was $3,372. The county assessed it at $223,900.

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