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Multi-Family Dwellings (Generic, Any Combination)Residential
Last sold for $1,170,000 on Jul 26, 2007

23 HOWARD ST

THURMONT, MD 21788
0
Baths
13,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,170,000 · Jul 26, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,790 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,250,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$192,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,058,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,200,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,250,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
49
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
CountyFREDERICK
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Thurmont Middle SchoolC-
Middle · Grades 6–8 · 0.5 mi
H
Catoctin High SchoolB-
High · Grades 9–12 · 1.1 mi
E
Thurmont Primary School
Elementary · Grades KG–2 · 1.3 mi

District: Frederick County Public Schools

Neighborhood · ZIP 21788These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.202 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,589
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,499
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Thurmont 21788
  • Has a bigger lot than 85% of homes in Frederick County
  • Older than 76% of homes in Frederick County

How it measures up in Thurmont 21788

The dot is this home. The mark in the middle is the typical home in Thurmont 21788.

Living area13,056 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than almost all homes nearby

Lot size1.47 ac
SmallerTypical 0.44 acBigger

Bigger than 73% of homes nearby

Year built1972
OlderTypical 1976Newer

Newer than 46% of homes nearby

How 23 Howard St ranks against every home in each area.
MeasureThis homeThurmont 21788Frederick County
Living areabigger than13,056 ft²almost all homesalmost all homes
Lot sizebigger than1.47 ac73% of homes85% of homes
Year builtnewer than197246% of homes24% of homes

About 23 Howard St

When did 23 Howard St, Thurmont, MD last sell?

23 Howard St, Thurmont, MD last sold on Jul 26, 2007 for $1,170,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 23 Howard St, Thurmont, MD built?

23 Howard St, Thurmont, MD was built in 1972, making it 54 years old. The building has 2 stories.

What schools serve 23 Howard St, Thurmont, MD?

23 Howard St, Thurmont, MD is assigned to Thurmont Middle School (middle), rated C-; Catoctin High School (high), rated B-; Thurmont Primary School (elementary). All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Howard St, Thurmont, MD compare to other homes in Thurmont 21788?

Among the 4,569 homes in Thurmont 21788, it is bigger than almost all of them (13,056 ft² against a typical 1,760 ft²), its lot is bigger than 73% of them (1.47 ac against a typical 0.44 ac) and it is newer than 46% of them (1972 against a typical 1976). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Howard St, Thurmont, MD?

The 2025 property tax bill for 23 Howard St, Thurmont, MD was $18,790. The county assessed it at $1,250,700.

Closest homes

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Assigned schools

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