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Single Family ResidenceResidential
$89,934$81 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

23 RAY ST

COTTAGE HILLS, IL 62018
3
Beds
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$90K
$83K low$97K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,110 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,510 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,210
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,770
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$67,530

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 81 ft²Patio · 378 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Civic Memorial High SchoolA+
High · Grades 9–12 · 0.6 mi
M
Trimpe Middle SchoolC+
Middle · Grades 6–8 · 1.0 mi
E
Bethalto East Primary School
Elementary · Grades PK–1 · 1.1 mi

District: Bethalto Consolidated Unit School District 8

Neighborhood · ZIP 62018These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,548
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.831 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,018
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,333
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Madison County
  • Costs less per square foot than 87% of homes in Madison County
  • Bigger than 68% of homes in Cottage Hills 62018
  • Older than 68% of homes in Madison County

What homes are worth in Cottage Hills 62018

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$213K

This home is worth more than 50% of homes in Cottage Hills 62018.

How it measures up in Cottage Hills 62018

The dot is this home. The mark in the middle is the typical home in Cottage Hills 62018.

Estimated value$89,934
CheaperTypical $90,281Pricier

Pricier than 50% of homes nearby

Price per ft²$81
CheaperTypical $93Pricier

Pricier than 38% of homes nearby

Living area1,104 ft²
SmallerTypical 975 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.28 ac
SmallerTypical 0.31 acBigger

Bigger than 45% of homes nearby

Year built1950
OlderTypical 1952Newer

Newer than 47% of homes nearby

How 23 Ray St ranks against every home in each area.
MeasureThis homeCottage Hills 62018Madison County
Estimated valuepricier than$89,93450% of homes17% of homes
Price per ft²pricier than$8138% of homes13% of homes
Living areabigger than1,104 ft²68% of homes48% of homes
Lot sizebigger than0.28 ac45% of homes56% of homes
Year builtnewer than195047% of homes32% of homes

About 23 Ray St

How much is 23 Ray St, Cottage Hills, IL worth?

The TopHap Estimate for 23 Ray St, Cottage Hills, IL is $89,934 as of Sep 24, 2026. The likely range is $82,657 to $97,211. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23 Ray St, Cottage Hills, IL last sell?

23 Ray St, Cottage Hills, IL last sold on Jan 7, 2025, according to the county's recorded deed.

How big is 23 Ray St, Cottage Hills, IL?

23 Ray St, Cottage Hills, IL has 3 bedrooms, 1 bathrooms, 1,104 square feet of living space and a 0.28-acre lot.

When was 23 Ray St, Cottage Hills, IL built?

23 Ray St, Cottage Hills, IL was built in 1950, making it 76 years old. It is a conventional home. The building has 1 story.

What schools serve 23 Ray St, Cottage Hills, IL?

23 Ray St, Cottage Hills, IL is assigned to Civic Memorial High School (high), rated A+; Trimpe Middle School (middle), rated C+; Bethalto East Primary School (elementary). All sit in Bethalto Consolidated Unit School District 8. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Ray St, Cottage Hills, IL compare to other homes in Cottage Hills 62018?

Among the 1,225 homes in Cottage Hills 62018, it is worth more than 50% of them ($89,934 against a typical $90,281), its price per square foot is higher than 38% of them ($81 against a typical $93), it is bigger than 68% of them (1,104 ft² against a typical 975 ft²), its lot is bigger than 45% of them (0.28 ac against a typical 0.31 ac) and it is newer than 47% of them (1950 against a typical 1952). Measured against all of Madison County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Ray St, Cottage Hills, IL?

The 2025 property tax bill for 23 Ray St, Cottage Hills, IL was $1,110. The county assessed it at $22,510.

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