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Single Family ResidenceResidential
Last sold for $211,000 on Jul 29, 2022

23 RAY ST

WATERBURY, CT 06708
2
Beds
1
Baths
982 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$211,000 · Jul 29, 2022
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$206,730
PROSPERITY HOME MORTGAGE LLC · recorded Jul 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,899 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,460
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,244

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1967
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bunker Hill Elementary SchoolC-
Elementary · Grades KG–5 · 0.1 mi
H
Kennedy High SchoolD-
High · Grades 9–12 · 1.7 mi
M
West Side Middle SchoolC-
Middle · Grades 6–8 · 1.7 mi

District: Waterbury School District

Neighborhood · ZIP 06708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,073
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,401
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 93% of homes in Bunker Hill
  • Has a bigger lot than 78% of homes in Waterbury 06708
  • Older than 91% of homes in Bunker Hill

How it measures up in Waterbury 06708

The dot is this home. The mark in the middle is the typical home in Waterbury 06708.

Living area982 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.32 ac
SmallerTypical 0.21 acBigger

Bigger than 78% of homes nearby

Year built1918
OlderTypical 1959Newer

Newer than 11% of homes nearby

How 23 Ray St ranks against every home in each area.
MeasureThis homeBunker HillWaterbury 06708Naugatuck Valley County
Living areabigger than982 ft²7% of homes12% of homes10% of homes
Lot sizebigger than0.32 ac75% of homes78% of homes41% of homes
Year builtnewer than19189% of homes11% of homes10% of homes

About 23 Ray St

When did 23 Ray St, Waterbury, CT last sell?

23 Ray St, Waterbury, CT last sold on Jul 29, 2022 for $211,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 23 Ray St, Waterbury, CT?

23 Ray St, Waterbury, CT has 2 bedrooms, 1 bathrooms, 982 square feet of living space and a 0.32-acre lot.

When was 23 Ray St, Waterbury, CT built?

23 Ray St, Waterbury, CT was built in 1918, making it 108 years old. It is a ranch home. The building has 1 story.

What schools serve 23 Ray St, Waterbury, CT?

23 Ray St, Waterbury, CT is assigned to Bunker Hill Elementary School (elementary), rated C-; Kennedy High School (high), rated D-; West Side Middle School (middle), rated C-. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Ray St, Waterbury, CT compare to other homes in Waterbury 06708?

Among the 8,807 homes in Waterbury 06708, it is bigger than 12% of them (982 ft² against a typical 1,330 ft²), its lot is bigger than 78% of them (0.32 ac against a typical 0.21 ac) and it is newer than 11% of them (1918 against a typical 1959). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Ray St, Waterbury, CT?

The 2024 property tax bill for 23 Ray St, Waterbury, CT was $4,899. The county assessed it at $108,920.

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