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Single Family ResidenceResidential
$96,257$48 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

23 SPRUCE ST

HORNELL, NY 14843
4
Beds
2
Baths
2,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,871 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$96K
$80K low$113K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,595 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,374

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.97 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySteuben
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.07
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 189 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hornell Junior - Senior High SchoolC+
Middle · Grades 7–12 · 0.8 mi
E
North Hornell School
Elementary · Grades PK–1 · 1.9 mi

District: Hornell City School District

Neighborhood · ZIP 14843These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,860
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.128 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,144
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,379
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Steuben County
  • Costs less per square foot than 92% of homes in Steuben County
  • Bigger than 76% of homes in Steuben County
  • Has a smaller lot than 98% of homes in Steuben County

What homes are worth in Hornell 14843

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$340K

This home is worth more than 35% of homes in Hornell 14843.

How it measures up in Hornell 14843

The dot is this home. The mark in the middle is the typical home in Hornell 14843.

Estimated value$96,257
CheaperTypical $114,300Pricier

Pricier than 35% of homes nearby

Price per ft²$48
CheaperTypical $73Pricier

Pricier than 14% of homes nearby

Living area2,000 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 73% of homes nearby

Lot size2,871 ft²
SmallerTypical 0.21 acBigger

Bigger than 7% of homes nearby

Year built1920
OlderTypical 1910Newer

Newer than 60% of homes nearby

How 23 Spruce St ranks against every home in each area.
MeasureThis homeHornell 14843Steuben County
Estimated valuepricier than$96,25735% of homes17% of homes
Price per ft²pricier than$4814% of homes8% of homes
Living areabigger than2,000 ft²73% of homes76% of homes
Lot sizebigger than2,871 ft²7% of homes2% of homes
Year builtnewer than192060% of homes36% of homes

About 23 Spruce St

How much is 23 Spruce St, Hornell, NY worth?

The TopHap Estimate for 23 Spruce St, Hornell, NY is $96,257 as of Sep 24, 2026. The likely range is $79,688 to $112,826. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 23 Spruce St, Hornell, NY?

23 Spruce St, Hornell, NY has 4 bedrooms, 2 bathrooms, 2,000 square feet of living space and a 0.07-acre lot.

When was 23 Spruce St, Hornell, NY built?

23 Spruce St, Hornell, NY was built in 1920, making it 106 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 23 Spruce St, Hornell, NY?

23 Spruce St, Hornell, NY is assigned to Hornell Junior - Senior High School (middle), rated C+; North Hornell School (elementary). All sit in Hornell City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Spruce St, Hornell, NY compare to other homes in Hornell 14843?

Among the 4,717 homes in Hornell 14843, it is worth more than 35% of them ($96,257 against a typical $114,300), its price per square foot is higher than 14% of them ($48 against a typical $73), it is bigger than 73% of them (2,000 ft² against a typical 1,620 ft²), its lot is bigger than 7% of them (2,871 ft² against a typical 0.21 ac) and it is newer than 60% of them (1920 against a typical 1910). Measured against all of Steuben County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Spruce St, Hornell, NY?

The 2024 property tax bill for 23 Spruce St, Hornell, NY was $2,595. The county assessed it at $69,500.

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