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Single Family ResidenceResidential
$1,798,668$608 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

23 SURF ST

PHIPPSBURG, ME 04562
6
Beds
3.5
Baths
2,956 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1886
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.8M
$1.5M low$2.1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,401 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$599,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$270,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$328,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$599,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGADAHOC
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Concrete
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Phippsburg Elementary SchoolA
Elementary · Grades PK–5 · 4.6 mi
H
Morse High SchoolB
High · Grades 9–12 · 11.6 mi
M
Bath Middle SchoolC+
Middle · Grades 6–8 · 12.0 mi

District: Regional School Unit 01

Neighborhood · ZIP 04562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.56%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,286
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,998
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Surf St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Phippsburg 04562
  • Costs more per square foot than 91% of homes in Sagadahoc County
  • Among the largest homes in Phippsburg 04562
  • Has a smaller lot than 82% of homes in Phippsburg 04562
  • Older than 95% of homes in Phippsburg 04562

What homes are worth in Phippsburg 04562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$1.5M

This home is worth more than almost all homes in Phippsburg 04562.

How it measures up in Phippsburg 04562

The dot is this home. The mark in the middle is the typical home in Phippsburg 04562.

Estimated value$1,798,668
CheaperTypical $507,234Pricier

Pricier than almost all homes nearby

Price per ft²$608
CheaperTypical $608Pricier

Pricier than 50% of homes nearby

Living area2,956 ft²
SmallerTypical 895 ft²Bigger

Bigger than almost all homes nearby

Lot size0.51 ac
SmallerTypical 1.95 acBigger

Bigger than 18% of homes nearby

Year built1886
OlderTypical 1980Newer

Newer than 5% of homes nearby

How 23 Surf St ranks against every home in each area.
MeasureThis homePhippsburg 04562Sagadahoc County
Estimated valuepricier than$1,798,668almost all homesalmost all homes
Price per ft²pricier than$60850% of homes91% of homes
Living areabigger than2,956 ft²almost all homes95% of homes
Lot sizebigger than0.51 ac18% of homes31% of homes
Year builtnewer than18865% of homes11% of homes

About 23 Surf St

How much is 23 Surf St, Phippsburg, ME worth?

The TopHap Estimate for 23 Surf St, Phippsburg, ME is $1,798,668 as of Aug 30, 2026. The likely range is $1,533,182 to $2,064,154. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23 Surf St, Phippsburg, ME last sell?

23 Surf St, Phippsburg, ME last sold on Jun 16, 2006, according to the county's recorded deed.

How big is 23 Surf St, Phippsburg, ME?

23 Surf St, Phippsburg, ME has 6 bedrooms, 3.5 bathrooms, 2,956 square feet of living space and a 0.51-acre lot.

When was 23 Surf St, Phippsburg, ME built?

23 Surf St, Phippsburg, ME was built in 1886, making it 140 years old. The building has 3 stories.

What schools serve 23 Surf St, Phippsburg, ME?

23 Surf St, Phippsburg, ME is assigned to Phippsburg Elementary School (elementary), rated A; Morse High School (high), rated B; Bath Middle School (middle), rated C+. All sit in Regional School Unit 01. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Surf St, Phippsburg, ME compare to other homes in Phippsburg 04562?

Among the 1,768 homes in Phippsburg 04562, it is worth more than almost all of them ($1,798,668 against a typical $507,234), its price per square foot is higher than 50% of them ($608 against a typical $608), it is bigger than almost all of them (2,956 ft² against a typical 895 ft²), its lot is bigger than 18% of them (0.51 ac against a typical 1.95 ac) and it is newer than 5% of them (1886 against a typical 1980). Measured against all of Sagadahoc County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Surf St, Phippsburg, ME?

The 2025 property tax bill for 23 Surf St, Phippsburg, ME was $7,401. The county assessed it at $599,300.

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