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Duplex (2 Units, Any Combination)Residential
Last sold for $1,300,000 on Aug 15, 2025

23 WATER ST

SAUGUS, MA 01906
5
Beds
3
Baths
4,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,300,000 · Aug 15, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,065 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,129,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$318,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$810,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Saugus High SchoolC-
High · Grades 9–12 · 2.4 mi
M
Saugus Middle SchoolC-
Middle · Grades 6–8 · 2.5 mi
E
Veterans Early Learning Center
Elementary · Grades PK–1 · 3.0 mi

District: Saugus School District

Neighborhood · ZIP 01906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,549
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,506 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,903
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,719
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 98% of homes in Saugus 01906
  • Has a bigger lot than 81% of homes in Saugus 01906
  • Newer than 91% of homes in Saugus 01906

How it measures up in Saugus 01906

The dot is this home. The mark in the middle is the typical home in Saugus 01906.

Living area4,052 ft²
SmallerTypical 1,714 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.38 ac
SmallerTypical 0.23 acBigger

Bigger than 81% of homes nearby

Year built1996
OlderTypical 1956Newer

Newer than 91% of homes nearby

How 23 Water St ranks against every home in each area.
MeasureThis homeSaugus 01906Essex County
Living areabigger than4,052 ft²98% of homes95% of homes
Lot sizebigger than0.38 ac81% of homes63% of homes
Year builtnewer than199691% of homes86% of homes

About 23 Water St

When did 23 Water St, Saugus, MA last sell?

23 Water St, Saugus, MA last sold on Aug 15, 2025 for $1,300,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 23 Water St, Saugus, MA?

23 Water St, Saugus, MA has 5 bedrooms, 3 bathrooms, 4,052 square feet of living space and a 0.38-acre lot.

When was 23 Water St, Saugus, MA built?

23 Water St, Saugus, MA was built in 1996, making it 30 years old. The building has 3 stories.

What schools serve 23 Water St, Saugus, MA?

23 Water St, Saugus, MA is assigned to Saugus High School (high), rated C-; Saugus Middle School (middle), rated C-; Veterans Early Learning Center (elementary). All sit in Saugus School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23 Water St, Saugus, MA compare to other homes in Saugus 01906?

Among the 8,776 homes in Saugus 01906, it is bigger than 98% of them (4,052 ft² against a typical 1,714 ft²), its lot is bigger than 81% of them (0.38 ac against a typical 0.23 ac) and it is newer than 91% of them (1996 against a typical 1956). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23 Water St, Saugus, MA?

The 2025 property tax bill for 23 Water St, Saugus, MA was $12,065. The county assessed it at $1,129,700.

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