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Single Family ResidenceResidential
$234,913$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $159,900 on Feb 28, 2023

23035 HIGHWAY 20

WATERLOO, AL 35677
2
Baths
1,963 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$235K
$195K low$275K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$159,900 · Feb 28, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$432 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,020 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$125,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAUDERDALE
Lot (acres)The size of the land the home sits on, from county records.1.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gravity
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterloo High SchoolC+
Elementary · Grades PK–12 · 9.7 mi

District: Lauderdale County School District

Neighborhood · ZIP 35677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,067
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,178
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23035 Highway 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Lauderdale County
  • Bigger than 79% of homes in Waterloo 35677
  • Has a smaller lot than 72% of homes in Waterloo 35677
  • Older than 80% of homes in Waterloo 35677

What homes are worth in Waterloo 35677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$712K

This home is worth more than 60% of homes in Waterloo 35677.

How it measures up in Waterloo 35677

The dot is this home. The mark in the middle is the typical home in Waterloo 35677.

Estimated value$234,913
CheaperTypical $207,420Pricier

Pricier than 60% of homes nearby

Price per ft²$120
CheaperTypical $141Pricier

Pricier than 33% of homes nearby

Living area1,963 ft²
SmallerTypical 1,436 ft²Bigger

Bigger than 79% of homes nearby

Lot size1.3 ac
SmallerTypical 3.6 acBigger

Bigger than 28% of homes nearby

Year built1958
OlderTypical 1982Newer

Newer than 20% of homes nearby

How 23035 Highway 20 ranks against every home in each area.
MeasureThis homeWaterloo 35677Lauderdale County
Estimated valuepricier than$234,91360% of homes46% of homes
Price per ft²pricier than$12033% of homes29% of homes
Living areabigger than1,963 ft²79% of homes67% of homes
Lot sizebigger than1.3 ac28% of homes67% of homes
Year builtnewer than195820% of homes24% of homes

About 23035 Highway 20

How much is 23035 Highway 20, Waterloo, AL worth?

The TopHap Estimate for 23035 Highway 20, Waterloo, AL is $234,913 as of Oct 21, 2026. The likely range is $195,185 to $274,641. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23035 Highway 20, Waterloo, AL last sell?

23035 Highway 20, Waterloo, AL last sold on Feb 28, 2023 for $159,900, according to the county's recorded deed.

How big is 23035 Highway 20, Waterloo, AL?

23035 Highway 20, Waterloo, AL has 2 bathrooms, 1,963 square feet of living space and a 1.30-acre lot.

When was 23035 Highway 20, Waterloo, AL built?

23035 Highway 20, Waterloo, AL was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 23035 Highway 20, Waterloo, AL?

23035 Highway 20, Waterloo, AL is assigned to Waterloo High School (elementary), rated C+. All sit in Lauderdale County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23035 Highway 20, Waterloo, AL compare to other homes in Waterloo 35677?

Among the 861 homes in Waterloo 35677, it is worth more than 60% of them ($234,913 against a typical $207,420), its price per square foot is higher than 33% of them ($120 against a typical $141), it is bigger than 79% of them (1,963 ft² against a typical 1,436 ft²), its lot is bigger than 28% of them (1.3 ac against a typical 3.6 ac) and it is newer than 20% of them (1958 against a typical 1982). Measured against all of Lauderdale County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23035 Highway 20, Waterloo, AL?

The 2026 property tax bill for 23035 Highway 20, Waterloo, AL was $432. The county assessed it at $12,020.

More homes on Highway 20

Closest homes

More homes in Waterloo 35677

Assigned schools

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