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Single Family ResidenceResidential
$170,200$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

2309 STATE ROUTE 165

COBLESKILL, NY 12043
3
Beds
1
Baths
1,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$170K
$161K low$180K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,000 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$142,439

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySCHOHARIE
Lot (acres)The size of the land the home sits on, from county records.0.30
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cobleskill-Richmondville High SchoolC
Elementary · Grades 9–12 · 6.3 mi

District: Cobleskill-Richmondville Central School District

Neighborhood · ZIP 12043These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,420
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.123 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,910
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2309 State Route 165 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Cobleskill 12043
  • Costs less per square foot than 88% of homes in Cobleskill 12043
  • Has a smaller lot than 90% of homes in Schoharie County
  • Older than 75% of homes in Schoharie County

What homes are worth in Cobleskill 12043

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$595K

This home is worth more than 13% of homes in Cobleskill 12043.

How it measures up in Cobleskill 12043

The dot is this home. The mark in the middle is the typical home in Cobleskill 12043.

Estimated value$170,200
CheaperTypical $265,744Pricier

Pricier than 13% of homes nearby

Price per ft²$105
CheaperTypical $161Pricier

Pricier than 12% of homes nearby

Living area1,624 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.3 ac
SmallerTypical 1 acBigger

Bigger than 24% of homes nearby

Year built1900
OlderTypical 1960Newer

Newer than 29% of homes nearby

How 2309 State Route 165 ranks against every home in each area.
MeasureThis homeCobleskill 12043Schoharie County
Estimated valuepricier than$170,20013% of homes19% of homes
Price per ft²pricier than$10512% of homes16% of homes
Living areabigger than1,624 ft²48% of homes58% of homes
Lot sizebigger than0.3 ac24% of homes10% of homes
Year builtnewer than190029% of homes25% of homes

About 2309 State Route 165

How much is 2309 State Route 165, Cobleskill, NY worth?

The TopHap Estimate for 2309 State Route 165, Cobleskill, NY is $170,200 as of Sep 24, 2026. The likely range is $160,663 to $179,737. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2309 State Route 165, Cobleskill, NY last sell?

2309 State Route 165, Cobleskill, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2309 State Route 165, Cobleskill, NY?

2309 State Route 165, Cobleskill, NY has 3 bedrooms, 1 bathrooms, 1,624 square feet of living space and a 0.30-acre lot.

When was 2309 State Route 165, Cobleskill, NY built?

2309 State Route 165, Cobleskill, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 2309 State Route 165, Cobleskill, NY?

2309 State Route 165, Cobleskill, NY is assigned to Cobleskill-Richmondville High School (elementary), rated C. All sit in Cobleskill-Richmondville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2309 State Route 165, Cobleskill, NY compare to other homes in Cobleskill 12043?

Among the 2,372 homes in Cobleskill 12043, it is worth more than 13% of them ($170,200 against a typical $265,744), its price per square foot is higher than 12% of them ($105 against a typical $161), it is bigger than 48% of them (1,624 ft² against a typical 1,664 ft²), its lot is bigger than 24% of them (0.3 ac against a typical 1 ac) and it is newer than 29% of them (1900 against a typical 1960). Measured against all of Schoharie County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2309 State Route 165, Cobleskill, NY?

The 2025 property tax bill for 2309 State Route 165, Cobleskill, NY was $3,000. The county assessed it at $58,400.

More homes on State Route 165

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More homes in Cobleskill 12043

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