Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$341,172$267 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $125,990 on Oct 27, 2005

231 CLOVER LN

SAINT MATTHEWS, KY 40207
1
Beds
2 / 1
Baths
1,276 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$341K
$279K low$403K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,990 · Oct 27, 2005

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$319,480 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,370
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,110
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$319,480

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chenoweth Elementary SchoolC-
Elementary · Grades KG–5 · 1.0 mi
H
Waggener High SchoolD-
High · Grades 9–12 · 1.2 mi
M
Westport Middle SchoolC-
Middle · Grades 6–8 · 3.1 mi

District: Jefferson County School District

Neighborhood · ZIP 40207These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.30,762
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,502 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,581
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,161
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

231 Clover Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Louisville 40207
  • Costs more per square foot than 92% of homes in Jefferson County
  • Smaller than 80% of homes in Louisville 40207
  • Has a smaller lot than 66% of homes in Louisville 40207
  • Older than 91% of homes in Louisville 40207

What homes are worth in Louisville 40207

Each bar is how many homes fall in that price range. The marker is this home.

This home
$156K$1.7M

This home is worth more than 24% of homes in Louisville 40207.

How it measures up in Louisville 40207

The dot is this home. The mark in the middle is the typical home in Louisville 40207.

Estimated value$341,172
CheaperTypical $435,476Pricier

Pricier than 24% of homes nearby

Price per ft²$267
CheaperTypical $251Pricier

Pricier than 61% of homes nearby

Living area1,276 ft²
SmallerTypical 1,741 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.21 ac
SmallerTypical 0.24 acBigger

Bigger than 34% of homes nearby

Year built1938
OlderTypical 1955Newer

Newer than 9% of homes nearby

How 231 Clover Ln ranks against every home in each area.
MeasureThis homeSt. MatthewsLouisville 40207Jefferson County
Estimated valuepricier than$341,17249% of homes24% of homes69% of homes
Price per ft²pricier than$26770% of homes61% of homes92% of homes
Living areabigger than1,276 ft²38% of homes20% of homes45% of homes
Lot sizebigger than0.21 ac59% of homes34% of homes45% of homes
Year builtnewer than193812% of homes9% of homes17% of homes

About 231 Clover Ln

How much is 231 Clover Ln, Saint Matthews, KY worth?

The TopHap Estimate for 231 Clover Ln, Saint Matthews, KY is $341,172 as of Aug 30, 2026. The likely range is $279,268 to $403,076. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 231 Clover Ln, Saint Matthews, KY last sell?

231 Clover Ln, Saint Matthews, KY last sold on Oct 27, 2005 for $125,990, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 231 Clover Ln, Saint Matthews, KY?

231 Clover Ln, Saint Matthews, KY has 1 bedrooms, 2 bathrooms, 1,276 square feet of living space and a 0.21-acre lot.

When was 231 Clover Ln, Saint Matthews, KY built?

231 Clover Ln, Saint Matthews, KY was built in 1938, making it 88 years old. It is a conventional home. The building has 1 story.

What schools serve 231 Clover Ln, Saint Matthews, KY?

231 Clover Ln, Saint Matthews, KY is assigned to Chenoweth Elementary School (elementary), rated C-; Waggener High School (high), rated D-; Westport Middle School (middle), rated C-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 231 Clover Ln, Saint Matthews, KY compare to other homes in Louisville 40207?

Among the 11,527 homes in Louisville 40207, it is worth more than 24% of them ($341,172 against a typical $435,476), its price per square foot is higher than 61% of them ($267 against a typical $251), it is bigger than 20% of them (1,276 ft² against a typical 1,741 ft²), its lot is bigger than 34% of them (0.21 ac against a typical 0.24 ac) and it is newer than 9% of them (1938 against a typical 1955). Measured against all of Jefferson County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Clover Ln

Closest homes

More homes in Saint Matthews 40207

Assigned schools

Explore the area

See this home in context

Open 231 Clover Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map