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Single Family ResidenceResidential
$175,807$103 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

23130 445TH ST

FREEPORT, MN 56331
3
Beds
2
Baths
1,708 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$176K
$142K low$210K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$175,807
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$140,646

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,220 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$244,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$91,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$152,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Upsala Elementary SchoolC
Elementary · Grades PK–6 · 2.7 mi
M
Upsala Secondary SchoolB
Middle · Grades 7–12 · 2.7 mi

District: Upsala Public School District

Neighborhood · ZIP 56331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,357
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,738
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,411
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

23130 445th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Freeport 56331
  • Costs less per square foot than 87% of homes in Stearns County
  • Bigger than 74% of homes in Stearns County
  • Has a bigger lot than 85% of homes in Stearns County
  • Newer than 71% of homes in Freeport 56331

What homes are worth in Freeport 56331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$545K

This home is worth more than 25% of homes in Freeport 56331.

How it measures up in Freeport 56331

The dot is this home. The mark in the middle is the typical home in Freeport 56331.

Estimated value$175,807
CheaperTypical $235,593Pricier

Pricier than 25% of homes nearby

Price per ft²$103
CheaperTypical $149Pricier

Pricier than 15% of homes nearby

Living area1,708 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 63% of homes nearby

Lot size5 ac
SmallerTypical 3.4 acBigger

Bigger than 55% of homes nearby

Year built1997
OlderTypical 1977Newer

Newer than 71% of homes nearby

How 23130 445th St ranks against every home in each area.
MeasureThis homeFreeport 56331Stearns County
Estimated valuepricier than$175,80725% of homes35% of homes
Price per ft²pricier than$10315% of homes13% of homes
Living areabigger than1,708 ft²63% of homes74% of homes
Lot sizebigger than5 ac55% of homes85% of homes
Year builtnewer than199771% of homes70% of homes

About 23130 445th St

How much is 23130 445th St, Freeport, MN worth?

The TopHap Estimate for 23130 445th St, Freeport, MN is $175,807 as of Jul 14, 2026. The likely range is $141,639 to $209,975. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 23130 445th St, Freeport, MN last sell?

23130 445th St, Freeport, MN last sold on Aug 4, 1997, according to the county's recorded deed.

How big is 23130 445th St, Freeport, MN?

23130 445th St, Freeport, MN has 3 bedrooms, 2 bathrooms, 1,708 square feet of living space and a 5.00-acre lot.

When was 23130 445th St, Freeport, MN built?

23130 445th St, Freeport, MN was built in 1997, making it 29 years old. It is a modular home. The building has 1 story.

What schools serve 23130 445th St, Freeport, MN?

23130 445th St, Freeport, MN is assigned to Upsala Elementary School (elementary), rated C; Upsala Secondary School (middle), rated B. All sit in Upsala Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 23130 445th St, Freeport, MN compare to other homes in Freeport 56331?

Among the 854 homes in Freeport 56331, it is worth more than 25% of them ($175,807 against a typical $235,593), its price per square foot is higher than 15% of them ($103 against a typical $149), it is bigger than 63% of them (1,708 ft² against a typical 1,548 ft²), its lot is bigger than 55% of them (5 ac against a typical 3.4 ac) and it is newer than 71% of them (1997 against a typical 1977). Measured against all of Stearns County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 23130 445th St, Freeport, MN?

The 2026 property tax bill for 23130 445th St, Freeport, MN was $2,220. The county assessed it at $244,200.

Closest homes

More homes in Freeport 56331

Assigned schools

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