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Single Family ResidenceResidential
$226,361$262 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $126,900 on Jun 13, 2016

232 E HOWARD ST

CLAYTON, NJ 08312
0
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$226K
$219K low$234K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$126,900 · Jun 13, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,487 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$229,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$213,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$229,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGLOUCESTER
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clayton Middle SchoolC+
Middle · Grades 6–8 · 0.1 mi
H
Clayton High SchoolD
High · Grades 9–12 · 0.1 mi
E
Herma S. Simmons Elementary SchoolC+
Elementary · Grades PK–5 · 1.0 mi

District: Clayton Borough School District

Neighborhood · ZIP 08312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,055
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,359 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,144
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,545
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 E Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Gloucester County
  • Costs more per square foot than 85% of homes in Gloucester County
  • Smaller than 97% of homes in Gloucester County
  • Has a smaller lot than 66% of homes in Clayton 08312
  • Older than 79% of homes in Gloucester County

What homes are worth in Clayton 08312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$532K

This home is worth more than 10% of homes in Clayton 08312.

How it measures up in Clayton 08312

The dot is this home. The mark in the middle is the typical home in Clayton 08312.

Estimated value$226,361
CheaperTypical $314,673Pricier

Pricier than 10% of homes nearby

Price per ft²$262
CheaperTypical $214Pricier

Pricier than 84% of homes nearby

Living area864 ft²
SmallerTypical 1,572 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.22 ac
SmallerTypical 0.26 acBigger

Bigger than 34% of homes nearby

Year built1953
OlderTypical 1973Newer

Newer than 39% of homes nearby

How 232 E Howard St ranks against every home in each area.
MeasureThis homeClayton 08312Gloucester County
Estimated valuepricier than$226,36110% of homes6% of homes
Price per ft²pricier than$26284% of homes85% of homes
Living areabigger than864 ft²5% of homes3% of homes
Lot sizebigger than0.22 ac34% of homes38% of homes
Year builtnewer than195339% of homes21% of homes

About 232 E Howard St

How much is 232 E Howard St, Clayton, NJ worth?

The TopHap Estimate for 232 E Howard St, Clayton, NJ is $226,361 as of Aug 30, 2026. The likely range is $218,745 to $233,977. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 E Howard St, Clayton, NJ last sell?

232 E Howard St, Clayton, NJ last sold on Jun 13, 2016 for $126,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 232 E Howard St, Clayton, NJ?

232 E Howard St, Clayton, NJ has 864 square feet of living space and a 0.22-acre lot.

When was 232 E Howard St, Clayton, NJ built?

232 E Howard St, Clayton, NJ was built in 1953, making it 73 years old. The building has 1 story.

What schools serve 232 E Howard St, Clayton, NJ?

232 E Howard St, Clayton, NJ is assigned to Clayton Middle School (middle), rated C+; Clayton High School (high), rated D; Herma S. Simmons Elementary School (elementary), rated C+. All sit in Clayton Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 E Howard St, Clayton, NJ compare to other homes in Clayton 08312?

Among the 2,491 homes in Clayton 08312, it is worth more than 10% of them ($226,361 against a typical $314,673), its price per square foot is higher than 84% of them ($262 against a typical $214), it is bigger than 5% of them (864 ft² against a typical 1,572 ft²), its lot is bigger than 34% of them (0.22 ac against a typical 0.26 ac) and it is newer than 39% of them (1953 against a typical 1973). Measured against all of Gloucester County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 E Howard St, Clayton, NJ?

The 2025 property tax bill for 232 E Howard St, Clayton, NJ was $5,487. The county assessed it at $229,100.

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