Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$703,952$546 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $91,200 on Jun 26, 1986

232 MONARCH WAY

OCEANSIDE, CA 92057
3
Beds
2
Baths
1,290 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,062 ft²
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$704K
$682K low$726K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$91,200 · Jun 26, 1986

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,991 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,199 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,797
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,402
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,569

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
59
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
83
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.70
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cesar Chavez Middle SchoolC
Middle · Grades 6–8 · 0.2 mi
E
Nichols Leadership AcademyC
Elementary · Grades KG–5 · 0.8 mi
H
El Camino High SchoolB
High · Grades 9–12 · 1.7 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92057These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.216

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,095
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,704 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,851
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,948
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Monarch Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in San Diego County
  • Costs more per square foot than 76% of homes in Oceanside 92057
  • Among the smallest lots in San Luis Rey

What homes are worth in Oceanside 92057

Each bar is how many homes fall in that price range. The marker is this home.

This home
$383K$1.4M

This home is worth more than 38% of homes in Oceanside 92057.

How it measures up in Oceanside 92057

The dot is this home. The mark in the middle is the typical home in Oceanside 92057.

Estimated value$703,952
CheaperTypical $779,906Pricier

Pricier than 38% of homes nearby

Price per ft²$546
CheaperTypical $489Pricier

Pricier than 76% of homes nearby

Living area1,290 ft²
SmallerTypical 1,503 ft²Bigger

Bigger than 36% of homes nearby

Lot size3,062 ft²
SmallerTypical 0.26 acBigger

Smaller than almost all homes nearby

Year built1986
OlderTypical 1988Newer

Newer than 45% of homes nearby

How 232 Monarch Way ranks against every home in each area.
MeasureThis homeSan Luis ReyOceanside 92057San Diego County
Estimated valuepricier than$703,95252% of homes38% of homes29% of homes
Price per ft²pricier than$54671% of homes76% of homes46% of homes
Living areabigger than1,290 ft²47% of homes36% of homes36% of homes
Lot sizebigger than3,062 ft²almost no homesalmost no homes7% of homes
Year builtnewer than198656% of homes45% of homes54% of homes

About 232 Monarch Way

How much is 232 Monarch Way, Oceanside, CA worth?

The TopHap Estimate for 232 Monarch Way, Oceanside, CA is $703,952 as of Oct 21, 2026. The likely range is $681,519 to $726,385. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Monarch Way, Oceanside, CA last sell?

232 Monarch Way, Oceanside, CA last sold on Jun 26, 1986 for $91,200, according to the county's recorded deed.

How big is 232 Monarch Way, Oceanside, CA?

232 Monarch Way, Oceanside, CA has 3 bedrooms, 2 bathrooms, 1,290 square feet of living space and a 0.70-acre lot.

When was 232 Monarch Way, Oceanside, CA built?

232 Monarch Way, Oceanside, CA was built in 1986, making it 40 years old.

What schools serve 232 Monarch Way, Oceanside, CA?

232 Monarch Way, Oceanside, CA is assigned to Cesar Chavez Middle School (middle), rated C; Nichols Leadership Academy (elementary), rated C; El Camino High School (high), rated B. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Monarch Way, Oceanside, CA compare to other homes in Oceanside 92057?

Among the 18,275 homes in Oceanside 92057, it is worth more than 38% of them ($703,952 against a typical $779,906), its price per square foot is higher than 76% of them ($546 against a typical $489), it is bigger than 36% of them (1,290 ft² against a typical 1,503 ft²), its lot is bigger than almost none of them (3,062 ft² against a typical 0.26 ac) and it is newer than 45% of them (1986 against a typical 1988). Measured against all of San Diego County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Monarch Way, Oceanside, CA?

The 2025 property tax bill for 232 Monarch Way, Oceanside, CA was $1,991. The county assessed it at $185,199.

More homes on Monarch Way

Closest homes

More homes in Oceanside 92057

Assigned schools

Explore the area

See this home in context

Open 232 Monarch Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map