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Single Family ResidenceResidential
$392,829$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $346,300 on Nov 29, 2021

232 MONTSERRAT DR

SAINT AUGUSTINE, FL 32092
3
Beds
2
Baths
1,737 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$393K
$373K low$413K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$346,300 · Nov 29, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,350 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$332,158 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,158
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$336,901
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,158

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOHNS
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 204 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mill Creek AcademyA
Elementary · Grades KG–8 · 3.7 mi
H
St. Augustine High SchoolB
High · Grades 9–12 · 6.1 mi

District: St. Johns County School District

Neighborhood · ZIP 32092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.52,847
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.348 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,909
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,177
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Montserrat Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Saint Augustine 32092
  • Costs more per square foot than 65% of homes in Saint Augustine 32092
  • Smaller than 78% of homes in Saint Augustine 32092
  • Has a smaller lot than 75% of homes in St. Johns County
  • Newer than 84% of homes in St. Johns County

What homes are worth in Saint Augustine 32092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$225K$1.1M

This home is worth more than 27% of homes in Saint Augustine 32092.

How it measures up in Saint Augustine 32092

The dot is this home. The mark in the middle is the typical home in Saint Augustine 32092.

Estimated value$392,829
CheaperTypical $472,031Pricier

Pricier than 27% of homes nearby

Price per ft²$226
CheaperTypical $214Pricier

Pricier than 65% of homes nearby

Living area1,737 ft²
SmallerTypical 2,199 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.16 ac
SmallerTypical 0.2 acBigger

Bigger than 27% of homes nearby

Year built2021
OlderTypical 2015Newer

Newer than 71% of homes nearby

How 232 Montserrat Dr ranks against every home in each area.
MeasureThis homeSaint Augustine 32092St. Johns County
Estimated valuepricier than$392,82927% of homes30% of homes
Price per ft²pricier than$22665% of homes43% of homes
Living areabigger than1,737 ft²22% of homes37% of homes
Lot sizebigger than0.16 ac27% of homes25% of homes
Year builtnewer than202171% of homes84% of homes

About 232 Montserrat Dr

How much is 232 Montserrat Dr, Saint Augustine, FL worth?

The TopHap Estimate for 232 Montserrat Dr, Saint Augustine, FL is $392,829 as of Sep 24, 2026. The likely range is $372,505 to $413,153. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Montserrat Dr, Saint Augustine, FL last sell?

232 Montserrat Dr, Saint Augustine, FL last sold on Nov 29, 2021 for $346,300, according to the county's recorded deed.

How big is 232 Montserrat Dr, Saint Augustine, FL?

232 Montserrat Dr, Saint Augustine, FL has 3 bedrooms, 2 bathrooms, 1,737 square feet of living space and a 0.16-acre lot.

When was 232 Montserrat Dr, Saint Augustine, FL built?

232 Montserrat Dr, Saint Augustine, FL was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 232 Montserrat Dr, Saint Augustine, FL?

232 Montserrat Dr, Saint Augustine, FL is assigned to Mill Creek Academy (elementary), rated A; St. Augustine High School (high), rated B. All sit in St. Johns County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Montserrat Dr, Saint Augustine, FL compare to other homes in Saint Augustine 32092?

Among the 24,655 homes in Saint Augustine 32092, it is worth more than 27% of them ($392,829 against a typical $472,031), its price per square foot is higher than 65% of them ($226 against a typical $214), it is bigger than 22% of them (1,737 ft² against a typical 2,199 ft²), its lot is bigger than 27% of them (0.16 ac against a typical 0.2 ac) and it is newer than 71% of them (2021 against a typical 2015). Measured against all of St. Johns County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Montserrat Dr, Saint Augustine, FL?

The 2025 property tax bill for 232 Montserrat Dr, Saint Augustine, FL was $4,350. The county assessed it at $332,158.

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