Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$271,461$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

232 N RIVER RD

CAMDEN, NC 27921
4
Beds
2
Baths
1,700 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$271K
$245K low$298K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$201,461
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$161,169
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
STATE EMPLOYEES CU · 5.25% 2 · recorded Jul 10, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,067 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,183 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,960
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$111,223
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,183
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,183

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.72%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMDEN
Lot (acres)The size of the land the home sits on, from county records.0.49
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 104 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Camden Middle SchoolC
Middle · Grades 7–8 · 3.6 mi
H
Camden County High SchoolC
High · Grades 9–12 · 3.7 mi
E
Grandy Primary School
Elementary · Grades PK–3 · 4.1 mi

District: Camden County Schools

Neighborhood · ZIP 27921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,544
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.65 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,771
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Camden 27921
  • Costs less per square foot than 81% of homes in Camden 27921
  • Has a smaller lot than 83% of homes in Camden County
  • Older than 78% of homes in Camden 27921

What homes are worth in Camden 27921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$794K

This home is worth more than 22% of homes in Camden 27921.

How it measures up in Camden 27921

The dot is this home. The mark in the middle is the typical home in Camden 27921.

Estimated value$271,461
CheaperTypical $385,035Pricier

Pricier than 22% of homes nearby

Price per ft²$160
CheaperTypical $204Pricier

Pricier than 19% of homes nearby

Living area1,700 ft²
SmallerTypical 1,828 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.49 ac
SmallerTypical 0.94 acBigger

Bigger than 20% of homes nearby

Year built1970
OlderTypical 1997Newer

Newer than 22% of homes nearby

How 232 N River Rd ranks against every home in each area.
MeasureThis homeCamden 27921Camden County
Estimated valuepricier than$271,46122% of homes25% of homes
Price per ft²pricier than$16019% of homes20% of homes
Living areabigger than1,700 ft²42% of homes42% of homes
Lot sizebigger than0.49 ac20% of homes17% of homes
Year builtnewer than197022% of homes23% of homes

About 232 N River Rd

How much is 232 N River Rd, Camden, NC worth?

The TopHap Estimate for 232 N River Rd, Camden, NC is $271,461 as of Jul 14, 2026. The likely range is $244,637 to $298,285. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 N River Rd, Camden, NC last sell?

232 N River Rd, Camden, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 232 N River Rd, Camden, NC?

232 N River Rd, Camden, NC has 4 bedrooms, 2 bathrooms, 1,700 square feet of living space and a 0.49-acre lot.

When was 232 N River Rd, Camden, NC built?

232 N River Rd, Camden, NC was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 232 N River Rd, Camden, NC?

232 N River Rd, Camden, NC is assigned to Camden Middle School (middle), rated C; Camden County High School (high), rated C; Grandy Primary School (elementary). All sit in Camden County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 N River Rd, Camden, NC compare to other homes in Camden 27921?

Among the 2,131 homes in Camden 27921, it is worth more than 22% of them ($271,461 against a typical $385,035), its price per square foot is higher than 19% of them ($160 against a typical $204), it is bigger than 42% of them (1,700 ft² against a typical 1,828 ft²), its lot is bigger than 20% of them (0.49 ac against a typical 0.94 ac) and it is newer than 22% of them (1970 against a typical 1997). Measured against all of Camden County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 N River Rd, Camden, NC?

The 2026 property tax bill for 232 N River Rd, Camden, NC was $1,067. The county assessed it at $144,183.

Closest homes

More homes in Camden 27921

Assigned schools

Explore the area

See this home in context

Open 232 N River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map