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Single Family ResidenceResidential
$1,156,567$642 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $610,000 on Oct 2, 2012

232 NAVIGATOR DR

SCOTTS VALLEY, CA 95066
4
Beds
2.5
Baths
1,802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,136 ft²
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$610,000 · Oct 2, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,843 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$766,195 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$420,779
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$345,416
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$751,172
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,125,450

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Scotts Valley Middle SchoolA
Middle · Grades 6–8 · 0.8 mi
H
Scotts Valley High SchoolA-
High · Grades 9–12 · 2.1 mi
E
Vine Hill Elementary SchoolA
Elementary · Grades KG–5 · 2.3 mi

District: Scotts Valley Unified School District

Neighborhood · ZIP 95066These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.437

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.13,663
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.817 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$174,610
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Navigator Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 81% of homes in Santa Cruz County
  • Newer than 86% of homes in Santa Cruz County

What homes are worth in Scotts Valley 95066

Each bar is how many homes fall in that price range. The marker is this home.

This home
$532K$2.4M

This home is worth more than 42% of homes in Scotts Valley 95066.

How it measures up in Scotts Valley 95066

The dot is this home. The mark in the middle is the typical home in Scotts Valley 95066.

Estimated value$1,156,567
CheaperTypical $1,226,278Pricier

Pricier than 42% of homes nearby

Price per ft²$642
CheaperTypical $622Pricier

Pricier than 57% of homes nearby

Living area1,802 ft²
SmallerTypical 1,831 ft²Bigger

Bigger than 49% of homes nearby

Lot size3,136 ft²
SmallerTypical 0.23 acBigger

Bigger than 20% of homes nearby

Year built1996
OlderTypical 1981Newer

Newer than 77% of homes nearby

How 232 Navigator Dr ranks against every home in each area.
MeasureThis homeScotts Valley 95066Santa Cruz County
Estimated valuepricier than$1,156,56742% of homes56% of homes
Price per ft²pricier than$64257% of homes47% of homes
Living areabigger than1,802 ft²49% of homes63% of homes
Lot sizebigger than3,136 ft²20% of homes19% of homes
Year builtnewer than199677% of homes86% of homes

About 232 Navigator Dr

How much is 232 Navigator Dr, Scotts Valley, CA worth?

The TopHap Estimate for 232 Navigator Dr, Scotts Valley, CA is $1,156,567 as of Sep 24, 2026. The likely range is $1,092,408 to $1,220,725. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Navigator Dr, Scotts Valley, CA last sell?

232 Navigator Dr, Scotts Valley, CA last sold on Oct 2, 2012 for $610,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 232 Navigator Dr, Scotts Valley, CA?

232 Navigator Dr, Scotts Valley, CA has 4 bedrooms, 2.5 bathrooms, 1,802 square feet of living space and a 0.07-acre lot.

When was 232 Navigator Dr, Scotts Valley, CA built?

232 Navigator Dr, Scotts Valley, CA was built in 1996, making it 30 years old.

What schools serve 232 Navigator Dr, Scotts Valley, CA?

232 Navigator Dr, Scotts Valley, CA is assigned to Scotts Valley Middle School (middle), rated A; Scotts Valley High School (high), rated A-; Vine Hill Elementary School (elementary), rated A. All sit in Scotts Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Navigator Dr, Scotts Valley, CA compare to other homes in Scotts Valley 95066?

Among the 4,930 homes in Scotts Valley 95066, it is worth more than 42% of them ($1,156,567 against a typical $1,226,278), its price per square foot is higher than 57% of them ($642 against a typical $622), it is bigger than 49% of them (1,802 ft² against a typical 1,831 ft²), its lot is bigger than 20% of them (3,136 ft² against a typical 0.23 ac) and it is newer than 77% of them (1996 against a typical 1981). Measured against all of Santa Cruz County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Navigator Dr, Scotts Valley, CA?

The 2025 property tax bill for 232 Navigator Dr, Scotts Valley, CA was $9,843. The county assessed it at $766,195.

More homes on Navigator Dr

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