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Single Family ResidenceResidential
$269,156$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $86,000 on Apr 3, 2026

232 ROCK RD

BERNE, NY 12023
3
Beds
1.5
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$269K
$235K low$304K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$86,000 · Apr 3, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,261 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$82,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,622

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyALBANY
Lot (acres)The size of the land the home sits on, from county records.1.75
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 460 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Berne-Knox-Westerlo Elementary SchoolB
Elementary · Grades PK–6 · 0.9 mi
M
Berne-Knox-Westerlo Junior-Senior High SchoolC
Middle · Grades 7–12 · 1.0 mi

District: Berne-Knox-Westerlo Central School District

Neighborhood · ZIP 12023These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,470
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,933
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Albany County
  • Costs less per square foot than 68% of homes in Albany County
  • Smaller than 74% of homes in Albany County
  • Has a bigger lot than 90% of homes in Albany County

What homes are worth in Berne 12023

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$666K

This home is worth more than 40% of homes in Berne 12023.

How it measures up in Berne 12023

The dot is this home. The mark in the middle is the typical home in Berne 12023.

Estimated value$269,156
CheaperTypical $296,094Pricier

Pricier than 40% of homes nearby

Price per ft²$200
CheaperTypical $185Pricier

Pricier than 60% of homes nearby

Living area1,344 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 35% of homes nearby

Lot size1.75 ac
SmallerTypical 5 acBigger

Bigger than 31% of homes nearby

Year built1970
OlderTypical 1967Newer

Newer than 54% of homes nearby

How 232 Rock Rd ranks against every home in each area.
MeasureThis homeBerne 12023Albany County
Estimated valuepricier than$269,15640% of homes21% of homes
Price per ft²pricier than$20060% of homes32% of homes
Living areabigger than1,344 ft²35% of homes26% of homes
Lot sizebigger than1.75 ac31% of homes90% of homes
Year builtnewer than197054% of homes64% of homes

About 232 Rock Rd

How much is 232 Rock Rd, Berne, NY worth?

The TopHap Estimate for 232 Rock Rd, Berne, NY is $269,156 as of Jul 14, 2026. The likely range is $234,512 to $303,800. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Rock Rd, Berne, NY last sell?

232 Rock Rd, Berne, NY last sold on Apr 3, 2026 for $86,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 232 Rock Rd, Berne, NY?

232 Rock Rd, Berne, NY has 3 bedrooms, 1.5 bathrooms, 1,344 square feet of living space and a 1.75-acre lot.

When was 232 Rock Rd, Berne, NY built?

232 Rock Rd, Berne, NY was built in 1970, making it 56 years old. It is a ranch home. The building has 1 story.

What schools serve 232 Rock Rd, Berne, NY?

232 Rock Rd, Berne, NY is assigned to Berne-Knox-Westerlo Elementary School (elementary), rated B; Berne-Knox-Westerlo Junior-Senior High School (middle), rated C. All sit in Berne-Knox-Westerlo Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Rock Rd, Berne, NY compare to other homes in Berne 12023?

Among the 991 homes in Berne 12023, it is worth more than 40% of them ($269,156 against a typical $296,094), its price per square foot is higher than 60% of them ($200 against a typical $185), it is bigger than 35% of them (1,344 ft² against a typical 1,568 ft²), its lot is bigger than 31% of them (1.75 ac against a typical 5 ac) and it is newer than 54% of them (1970 against a typical 1967). Measured against all of Albany County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Rock Rd, Berne, NY?

The 2025 property tax bill for 232 Rock Rd, Berne, NY was $2,261. The county assessed it at $82,000.

More homes on Rock Rd

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Assigned schools

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