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Single Family ResidenceResidential
$234,831$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

232 SADDLE ROCK CT

HARVEST, AL 35749
2 / 1
Baths
1,267 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$235K
$208K low$261K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$82,206
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,765
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,625
ROCKET MORTGAGE LLC · recorded Sep 17, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$707 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,020 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Endeavor Elementary SchoolA
Elementary · Grades KG–5 · 1.4 mi
M
Monrovia Middle SchoolA+
Middle · Grades 6–8 · 2.7 mi
H
Sparkman High SchoolB
High · Grades 10–12 · 3.6 mi

District: Madison County School District

Neighborhood · ZIP 35749These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.30,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.741 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,037
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,227
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Saddle Rock Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Harvest 35749
  • Costs more per square foot than 71% of homes in Harvest 35749
  • Smaller than 88% of homes in Harvest 35749
  • Older than 72% of homes in Harvest 35749

What homes are worth in Harvest 35749

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$645K

This home is worth more than 16% of homes in Harvest 35749.

How it measures up in Harvest 35749

The dot is this home. The mark in the middle is the typical home in Harvest 35749.

Estimated value$234,831
CheaperTypical $307,900Pricier

Pricier than 16% of homes nearby

Price per ft²$185
CheaperTypical $166Pricier

Pricier than 71% of homes nearby

Living area1,267 ft²
SmallerTypical 1,876 ft²Bigger

Bigger than 12% of homes nearby

Year built1997
OlderTypical 2005Newer

Newer than 28% of homes nearby

How 232 Saddle Rock Ct ranks against every home in each area.
MeasureThis homeHarvest 35749Madison County
Estimated valuepricier than$234,83116% of homes28% of homes
Price per ft²pricier than$18571% of homes55% of homes
Living areabigger than1,267 ft²12% of homes23% of homes
Year builtnewer than199728% of homes56% of homes

About 232 Saddle Rock Ct

How much is 232 Saddle Rock Ct, Harvest, AL worth?

The TopHap Estimate for 232 Saddle Rock Ct, Harvest, AL is $234,831 as of Jul 14, 2026. The likely range is $208,203 to $261,459. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Saddle Rock Ct, Harvest, AL last sell?

232 Saddle Rock Ct, Harvest, AL last sold on May 16, 2003, according to the county's recorded deed.

How big is 232 Saddle Rock Ct, Harvest, AL?

232 Saddle Rock Ct, Harvest, AL has 2 bathrooms and 1,267 square feet of living space.

When was 232 Saddle Rock Ct, Harvest, AL built?

232 Saddle Rock Ct, Harvest, AL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 232 Saddle Rock Ct, Harvest, AL?

232 Saddle Rock Ct, Harvest, AL is assigned to Endeavor Elementary School (elementary), rated A; Monrovia Middle School (middle), rated A+; Sparkman High School (high), rated B. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Saddle Rock Ct, Harvest, AL compare to other homes in Harvest 35749?

Among the 11,709 homes in Harvest 35749, it is worth more than 16% of them ($234,831 against a typical $307,900), its price per square foot is higher than 71% of them ($185 against a typical $166), it is bigger than 12% of them (1,267 ft² against a typical 1,876 ft²) and it is newer than 28% of them (1997 against a typical 2005). Measured against all of Madison County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Saddle Rock Ct, Harvest, AL?

The 2025 property tax bill for 232 Saddle Rock Ct, Harvest, AL was $707. The county assessed it at $21,020.

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Assigned schools

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