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TownhouseResidential
$363,697$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $340,000 on Jun 27, 2023

232 SCHRAMM LOOP

STEPHENS CITY, VA 22655
3
Beds
3.5
Baths
1,660 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$364K
$349K low$379K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Jun 27, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,883 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$355,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$287,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$355,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$355,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyFREDERICK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2024
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 95 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Orchard View Elementary SchoolD+
Elementary · Grades KG–5 · 2.4 mi
H
Sherando High SchoolC-
High · Grades 9–12 · 2.5 mi
M
James Wood Middle SchoolD+
Middle · Grades 6–8 · 5.5 mi

District: Frederick County Public Schools

Neighborhood · ZIP 22655These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.26,887
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,351
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,636
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Schramm Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Frederick County
  • Costs less per square foot than 70% of homes in Frederick County
  • Has a smaller lot than 93% of homes in Frederick County
  • Newer than 90% of homes in Stephens City 22655

What homes are worth in Stephens City 22655

Each bar is how many homes fall in that price range. The marker is this home.

This home
$218K$750K

This home is worth more than 38% of homes in Stephens City 22655.

How it measures up in Stephens City 22655

The dot is this home. The mark in the middle is the typical home in Stephens City 22655.

Estimated value$363,697
CheaperTypical $398,232Pricier

Pricier than 38% of homes nearby

Price per ft²$219
CheaperTypical $231Pricier

Pricier than 37% of homes nearby

Living area1,660 ft²
SmallerTypical 1,688 ft²Bigger

Bigger than 49% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.28 acBigger

Bigger than 9% of homes nearby

Year built2018
OlderTypical 1997Newer

Newer than 90% of homes nearby

How 232 Schramm Loop ranks against every home in each area.
MeasureThis homeStephens City 22655Frederick County
Estimated valuepricier than$363,69738% of homes34% of homes
Price per ft²pricier than$21937% of homes30% of homes
Living areabigger than1,660 ft²49% of homes48% of homes
Lot sizebigger than2,178 ft²9% of homes7% of homes
Year builtnewer than201890% of homes86% of homes

About 232 Schramm Loop

How much is 232 Schramm Loop, Stephens City, VA worth?

The TopHap Estimate for 232 Schramm Loop, Stephens City, VA is $363,697 as of Aug 30, 2026. The likely range is $348,541 to $378,853. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Schramm Loop, Stephens City, VA last sell?

232 Schramm Loop, Stephens City, VA last sold on Jun 27, 2023 for $340,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 232 Schramm Loop, Stephens City, VA?

232 Schramm Loop, Stephens City, VA has 3 bedrooms, 3.5 bathrooms, 1,660 square feet of living space and a 0.05-acre lot.

When was 232 Schramm Loop, Stephens City, VA built?

232 Schramm Loop, Stephens City, VA was built in 2018, making it 8 years old. It is a townhouse home. The building has 2 stories.

What schools serve 232 Schramm Loop, Stephens City, VA?

232 Schramm Loop, Stephens City, VA is assigned to Orchard View Elementary School (elementary), rated D+; Sherando High School (high), rated C-; James Wood Middle School (middle), rated D+. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Schramm Loop, Stephens City, VA compare to other homes in Stephens City 22655?

Among the 8,390 homes in Stephens City 22655, it is worth more than 38% of them ($363,697 against a typical $398,232), its price per square foot is higher than 37% of them ($219 against a typical $231), it is bigger than 49% of them (1,660 ft² against a typical 1,688 ft²), its lot is bigger than 9% of them (2,178 ft² against a typical 0.28 ac) and it is newer than 90% of them (2018 against a typical 1997). Measured against all of Frederick County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Schramm Loop, Stephens City, VA?

The 2026 property tax bill for 232 Schramm Loop, Stephens City, VA was $1,883. The county assessed it at $355,200.

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