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Single Family ResidenceResidential
$1,180,841$433 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

232 SOUTH ST

NEW PROVIDENCE, NJ 07974
Building report
0
Baths
2,725 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.27 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$22,320 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$425,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$365,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$425,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$425,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
85
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyUNION
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
New Providence Middle SchoolA+
Middle · Grades 7–8 · 0.4 mi
H
New Providence High SchoolA-
High · Grades 9–12 · 0.4 mi
E
Allen W. Roberts SchoolA+
Elementary · Grades PK–6 · 0.9 mi

District: New Providence Borough School District

Neighborhood · ZIP 07974These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.15
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.13,628
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,456 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$158,836
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$202,920
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 South St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Union County
  • Costs less per square foot than 68% of homes in New Providence 07974
  • Bigger than 83% of homes in Union County
  • Has a bigger lot than 98% of homes in Union County
  • Among the newest homes in Union County

What homes are worth in New Providence 07974

Each bar is how many homes fall in that price range. The marker is this home.

This home
$582K$1.8M

This home is worth more than 78% of homes in New Providence 07974.

How it measures up in New Providence 07974

The dot is this home. The mark in the middle is the typical home in New Providence 07974.

Estimated value$1,180,841
CheaperTypical $970,446Pricier

Pricier than 78% of homes nearby

Price per ft²$433
CheaperTypical $470Pricier

Pricier than 32% of homes nearby

Living area2,725 ft²
SmallerTypical 2,096 ft²Bigger

Bigger than 81% of homes nearby

Lot size1.27 ac
SmallerTypical 0.31 acBigger

Bigger than 97% of homes nearby

Year built2023
OlderTypical 1959Newer

Newer than almost all homes nearby

How 232 South St ranks against every home in each area.
MeasureThis homeNew Providence 07974Union County
Estimated valuepricier than$1,180,84178% of homes90% of homes
Price per ft²pricier than$43332% of homes60% of homes
Living areabigger than2,725 ft²81% of homes83% of homes
Lot sizebigger than1.27 ac97% of homes98% of homes
Year builtnewer than2023almost all homesalmost all homes

About 232 South St

How much is 232 South St, New Providence, NJ worth?

The TopHap Estimate for 232 South St, New Providence, NJ is $1,180,841 as of Sep 24, 2026. The likely range is $1,070,477 to $1,291,205. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 South St, New Providence, NJ last sell?

232 South St, New Providence, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

When was 232 South St, New Providence, NJ built?

232 South St, New Providence, NJ was built in 2023, making it 3 years old. It is a colonial home. The building has 2 stories.

What schools serve 232 South St, New Providence, NJ?

232 South St, New Providence, NJ is assigned to New Providence Middle School (middle), rated A+; New Providence High School (high), rated A-; Allen W. Roberts School (elementary), rated A+. All sit in New Providence Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 South St, New Providence, NJ compare to other homes in New Providence 07974?

Among the 3,846 homes in New Providence 07974, it is worth more than 78% of them ($1,180,841 against a typical $970,446), its price per square foot is higher than 32% of them ($433 against a typical $470), it is bigger than 81% of them (2,725 ft² against a typical 2,096 ft²), its lot is bigger than 97% of them (1.27 ac against a typical 0.31 ac) and it is newer than almost all of them (2023 against a typical 1959). Measured against all of Union County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 South St, New Providence, NJ?

The 2025 property tax bill for 232 South St, New Providence, NJ was $22,320. The county assessed it at $425,800.

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