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Single Family ResidenceResidential
$74,637
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

232 SPRUCE ST

MADERA, PA 16661
0
Baths
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.

Valuation

$75K
$50K low$99K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$748 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,150 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLEARFIELD
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Moshannon Valley Junior/Senior High SchoolC-
Middle · Grades 7–12 · 1.6 mi
E
Moshannon Valley Elementary SchoolC-
Elementary · Grades KG–6 · 1.7 mi

District: Moshannon Valley School District

Neighborhood · ZIP 16661These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,113
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,862
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Clearfield County
  • Has a smaller lot than 93% of homes in Madera 16661
  • Older than 67% of homes in Clearfield County

What homes are worth in Madera 16661

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$285K

This home is worth more than 38% of homes in Madera 16661.

How it measures up in Madera 16661

The dot is this home. The mark in the middle is the typical home in Madera 16661.

Estimated value$74,637
CheaperTypical $88,079Pricier

Pricier than 38% of homes nearby

Lot size0.17 ac
SmallerTypical 0.46 acBigger

Bigger than 7% of homes nearby

Year built1920
OlderTypical 1920Newer

Newer than 60% of homes nearby

How 232 Spruce St ranks against every home in each area.
MeasureThis homeMadera 16661Clearfield County
Estimated valuepricier than$74,63738% of homes22% of homes
Lot sizebigger than0.17 ac7% of homes13% of homes
Year builtnewer than192060% of homes33% of homes

About 232 Spruce St

How much is 232 Spruce St, Madera, PA worth?

The TopHap Estimate for 232 Spruce St, Madera, PA is $74,637 as of Sep 24, 2026. The likely range is $50,381 to $98,893. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 Spruce St, Madera, PA last sell?

232 Spruce St, Madera, PA last sold on Jul 1, 1994, according to the county's recorded deed.

When was 232 Spruce St, Madera, PA built?

232 Spruce St, Madera, PA was built in 1920, making it 106 years old.

What schools serve 232 Spruce St, Madera, PA?

232 Spruce St, Madera, PA is assigned to Moshannon Valley Junior/Senior High School (middle), rated C-; Moshannon Valley Elementary School (elementary), rated C-. All sit in Moshannon Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 Spruce St, Madera, PA compare to other homes in Madera 16661?

Among the 467 homes in Madera 16661, it is worth more than 38% of them ($74,637 against a typical $88,079), its lot is bigger than 7% of them (0.17 ac against a typical 0.46 ac) and it is newer than 60% of them (1920 against a typical 1920). Measured against all of Clearfield County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 Spruce St, Madera, PA?

The 2026 property tax bill for 232 Spruce St, Madera, PA was $748. The county assessed it at $11,150.

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Assigned schools

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