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Single Family ResidenceResidential
$332,635$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1 on Jul 24, 2006

232 STATE AVE

PALMER, MA 01069
3
Beds
2
Baths
1,765 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$333K
$302K low$364K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1 · Jul 24, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,022 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$270,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.86
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monson High SchoolC-
Middle · Grades 7–12 · 2.5 mi
E
Granite Valley SchoolC-
Elementary · Grades 1–6 · 2.8 mi

District: Monson School District

Neighborhood · ZIP 01069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,368
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

232 State Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 85% of homes in Hampden County
  • Bigger than 65% of homes in Palmer 01069
  • Has a bigger lot than 80% of homes in Hampden County
  • Older than 68% of homes in Palmer 01069

What homes are worth in Palmer 01069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$622K

This home is worth more than 48% of homes in Palmer 01069.

How it measures up in Palmer 01069

The dot is this home. The mark in the middle is the typical home in Palmer 01069.

Estimated value$332,635
CheaperTypical $338,174Pricier

Pricier than 48% of homes nearby

Price per ft²$188
CheaperTypical $242Pricier

Pricier than 17% of homes nearby

Living area1,765 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.87 ac
SmallerTypical 0.67 acBigger

Bigger than 63% of homes nearby

Year built1945
OlderTypical 1962Newer

Newer than 32% of homes nearby

How 232 State Ave ranks against every home in each area.
MeasureThis homePalmer 01069Hampden County
Estimated valuepricier than$332,63548% of homes49% of homes
Price per ft²pricier than$18817% of homes15% of homes
Living areabigger than1,765 ft²65% of homes62% of homes
Lot sizebigger than0.87 ac63% of homes80% of homes
Year builtnewer than194532% of homes33% of homes

About 232 State Ave

How much is 232 State Ave, Palmer, MA worth?

The TopHap Estimate for 232 State Ave, Palmer, MA is $332,635 as of Sep 24, 2026. The likely range is $301,504 to $363,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 232 State Ave, Palmer, MA last sell?

232 State Ave, Palmer, MA last sold on Jul 24, 2006 for $1, according to the county's recorded deed.

How big is 232 State Ave, Palmer, MA?

232 State Ave, Palmer, MA has 3 bedrooms, 2 bathrooms, 1,765 square feet of living space and a 0.86-acre lot.

When was 232 State Ave, Palmer, MA built?

232 State Ave, Palmer, MA was built in 1945, making it 81 years old. It is a cape cod home. The building has 2 stories.

What schools serve 232 State Ave, Palmer, MA?

232 State Ave, Palmer, MA is assigned to Monson High School (middle), rated C-; Granite Valley School (elementary), rated C-. All sit in Monson School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 232 State Ave, Palmer, MA compare to other homes in Palmer 01069?

Among the 3,192 homes in Palmer 01069, it is worth more than 48% of them ($332,635 against a typical $338,174), its price per square foot is higher than 17% of them ($188 against a typical $242), it is bigger than 65% of them (1,765 ft² against a typical 1,480 ft²), its lot is bigger than 63% of them (0.87 ac against a typical 0.67 ac) and it is newer than 32% of them (1945 against a typical 1962). Measured against all of Hampden County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 232 State Ave, Palmer, MA?

The 2025 property tax bill for 232 State Ave, Palmer, MA was $4,022. The county assessed it at $270,500.

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